Using data from the Health and Retirement Study, this paper examines how employers' automatic enrollment policies influence longer-run participation and contribution status among older Americans.
Nov 17, 2015
Defaulting In and Cashing Out? The Impact of Retirement Plan Design on the Savings Accumulation of Separating Employees
Explores the participation and distribution decisions of those who separate from their employers.
Nov 11, 2015
To help educators think about which curriculum to use, and to better understand the strengths and gaps in the curriculum currently being used, the RAND Corporation developed this tool for reviewing financial education curricula.
Nov 5, 2015
RAND researchers document the current state of the literature and advance a set of criteria for assessing the content, utility, quality, and efficacy of K-12 financial education curricula.
Nov 5, 2015
Financial service providers often have better information about the quality, features, fees, risks, and benefits of their products or services than consumers. In this report, we review the literature on consumer disclosures in the financial industry.
Oct 12, 2015
This report reviews evidence from the research literature about whether working with a financial adviser improves savings behavior, in general, as well as saving for long-term goals, particularly retirement.
Oct 8, 2015
This review compares financial advice markets in a cross-section of countries where regulatory changes aimed at improving the quality of financial advice have recently been made, to determine how such changes have affected them.
Oct 8, 2015
Examines if and how financial advisors are influenced by their compensation schemes and how this influence impacts retail investors' financial well-being.
May 8, 2015
Explores the relationships between financial trust and behaviors, attitudes, knowledge and preferences related to utilizing professional financial advice.
May 8, 2015
Potential Economic Effects on Individual Retirement Account Markets and Investors of DOL's Proposed Rule Concerning the Definition of a 'Fiduciary'
This paper examines the potential effects of the U.S. Department of Labor, Employee Benefits Security Administration's proposed rule 29 CFR Part 2510, Definition of the Term "Fiduciary" on people with Individual Retirement Accounts.
Apr 28, 2015
Tests a new 'soft' commitment account that has no external restrictions on savings behavior on borrowers against externally restricted accounts such as 'commitment accounts'.
Aug 14, 2014
Video compilation of the 2014 Behavioral Finance (BeFi) Forum in Washington, D.C., a day-long event that included a series of topical panels on curated presentations of academic research followed by discussion by leading researchers, practitioners, and policymakers.
Jul 29, 2014
The authors examine how price commitments impact the amount of information firms acquire about potential customers.
Nov 1, 2012
Uses survey data to examine the role of social expectations, financial literacy and knowledge of default consequences.
Jul 20, 2012
We examine the ability of pre-election polls to aggregate information about voter preferences.
Oct 1, 2008
This paper develops a model of media bias in which rational agents acquire all their news from the source that is most likely to confirm their prior beliefs.
Jan 1, 2008