The data from a survey by RAND's American Life Panel suggests that the percentage of American households with no savings or checking bank accounts is increasing.
May 15, 2014
Designing Better Pension Benefits Statements: Current Status, Best Practices and Insights from the Field of Judgment and Decisionmaking
Provides a normative and positive review of pension benefit statement design.
Jun 14, 2013
Presents summary data from the American Life Panel on the 2011 banking practices of U.S. household respondents.
May 8, 2012
Investigates the effectiveness of both videos and narratives in improving people's understanding of five basic concepts in financial planning.
Nov 12, 2010
Examines the potential effects of different information disclosures regarding risk on retirement investing behavior.
Oct 5, 2010
Inventories an array of federal financial and economic literacy programs, highlighting program similarities and differences and categorizing them by purpose, content, delivery method, target audience, and evaluation method.
May 17, 2010
Using survey data from current defined-contribution plan holders in the RAND American Life Panel (a probability sample of U.S. households) seeks to find if individuals actually improve their financial behavior in response to advice.
Jan 7, 2010
Examines if employees are well-equipped to make decisions regarding how much to contribute to their employer-provided pension plans, how to allocate their retirement accounts, and how they will decumulate their retirement funds during retirement.
Dec 7, 2009
Develops a framework that addresses questions of self-dealing based on the direct-marketing model introduced by Inderst and Ottaviani, specifically adapting the model to the setting of 401(k) plan advice.
Nov 5, 2009
Provides a review of theoretical and operational approaches to financial literacy, as well as a conceptual model and composite definition of financial literacy.
Nov 2, 2009
Policy Insight, Volume 3, Issue 1, February 2009: Broker-Dealers and Investment Advisers in the United States: Business Practices and Investor Understanding
Describes the increasingly complex business practices of broker-dealers and investment advisers and discusses investors' understanding of the distinctions between the two.
Feb 18, 2009
Analyzes the results from 1000 survey respondents to see how mutual fund fees affect investor choices.
Jan 30, 2009
Contrary to previous conclusions, the authors find that respondents do not tend to overweight private information when updating beliefs.
Dec 31, 2008
This research brief describes broker-dealers and investment advisers -- their numbers, size, assets, clients, services, and affiliations -- and examines whether individual investors understand the differences between them.
Mar 24, 2008
This report examines current practices and investor understanding of brokers, dealers, and investment advisers -- three theoretically distinct types of financial professionals whose boundaries have blurred in recent decades.
Dec 31, 2007