M. Susan Marquis

Adjunct Staff
Washington Office

Education

Ph.D. in economics, University of Michigan

Overview

Biography

M. Susan Marquis is a senior health economist at RAND. Much of her research over the past decade has focused on the private health insurance market.

Research Focus

Publications

Growth of Consumer-Directed Health Plans to One-Half of All Employer-Sponsored Insurance Could Save $57 Billion Annually - 2012

How Do Consumer-Directed Health Plans Affect Vulnerable Populations? - 2011

The Effects of Consumer-Directed Health Plans on Episodes of Health Care - 2011

Attrition in the RAND Health Insurance Experiment: A Response to Nyman - 2008

Employers' Health Insurance Cost Burden, 1996-2005 - 2008

Consumer-Directed Health Care: Early Evidence Shows Lower Costs, Mixed Effects on Quality of Care - 2007

The Role of Product Design in Consumers' Choices in the Individual Insurance Market - 2007

Consumer Decision Making in the Individual Health Insurance Market - 2006

Consumer Decisionmaking in the Insurance Market - 2006

Consumer-directed Health Care: Early Evidence About Effects on Cost and Quality - 2006

How Much Risk Pooling Is There in the Individual Insurance Market? - 2006

"consumer-Directed" Health Plans: Implications for Health Care Quality and Cost - 2005

Expanding Coverage to the Uninsured of Louisiana - 2005

Is the Individual Market More Than a Bridge Market? An Analysis of Disenrollment Decisions - 2005

Prospects for Change in the Individual Health Insurance Market - 2005

State Efforts to Insure the Uninsured: An Unfinished Story - 2005

The Managed Care Backlash: Did Consumers Vote with Their Feet? - 2005

The Role of the Safety Net in Employer Health Benefit Decisions - 2005

Using Contingent Choice Methods to Assess Consumer Preferences About Health Plan Design - 2005

Adverse Selection with a Multiple Choice Among Health Insurance Plans: A Simulation Analysis - 2004

Recent Trends and Geographic Variation in the Safety Net - 2004

Subsidies and the Demand for Individual Health Insurance in California - 2004

The Managed Care Backlash: Did Consumers Vote with Their Feet? - 2004

The Role of the Individual Health Insurance Market and Prospects for Change - 2004

Consolidated Omnibus Budget Reconciliation Act of 1985.: Implications for Various Subsidy Schemes : Subsidies for COBRA Continuation Coverage Would Benefit Few of the Uninsured; Subsidies to All Low-Income People Who Leave a Job Would Help More of Them - 2003

Employment Transitions and Continuity of Health Insurance: Implications for Premium Assistance Programs : Premium Assistance Programs May Provide Stable Insurance for Up to One-Third of Low-Income Children - 2003

Public Insurance Expansions and Crowd Out of Private Coverage - 2003

RAND Review: Vol. 27, No. 3, Fall 2003 - 2003

Trends and Variability in Individual Insurance Products in California: Despite Changes in Insurance Products Available Between 1997 and 2002, the Actuarial Value of Coverage Has Remained Nearly Constant - 2003

Employer-sponsored Insurance: How Much Financial Protection Does It Provide? - 2002

On Using Sample Selection in Estimating the Price Elasticity of Firms' Demand for Insurance - 2002

Participation in a Public Insurance Program: Subsidies, Crowd-Out, and Adverse Selection - 2002

Participation in a Public Insurance Program: Subsidies, Crowd-Out, and Adverse Selection - 2002

The Role of Public Insurance and the Public Delivery System in Improving Birth Outcomes for Low-Income Pregnant Women - 2002

Effects of "Second Generation" Small Group Health Insurance Market Reforms, 1993 to 1997 - 2001

Effects of "Second Generation" Small Group Health Insurance Market Reforms, 1993 to 1997 - 2001

Employer Health Insurance and Local Labor Market Conditions - 2001

Have Small-Group Health Insurance Purchasing Alliances Increased Coverage? - 2001

Have Small-Group Health Insurance Purchasing Alliances Increased Coverage? No, But They Have Produced Demonstrable Benefits to Participating Employers and Employees - 2001

Health Insurance: Tradeoffs Revisited - 2001

Low-wage Workers and Health Insurance Coverage: Can Policymakers Target Them Through Their Employers? - 2001

Prevalence of Selected Employer Health Insurance Purchasing Strategies in 1997: How Many Employers Are Following the Leaders' Example? - 2001

To Offer or Not to Offer: The Role of Price Employers' Health Insurance Decisions - 2001

Effects of Changing Medicaid Fees on Physician Participation and Enrollee Access - 2000

Extending Health Care Insurance to Specific Populations: Profile of RAND Work - 2000

HMO Market Penetration and Costs of Employer-Sponsored Health Plans: Higher Market Penetration By Managed Care Leads to Lower Employer Health Plan Costs - 2000

Health Care Coverage for the Nation's Uninsured: Can We Get to Universal Coverage? - 2000

Lifetime Costs and Compensation for Injuries - 2000

Special Services in Employer-Sponsored Health Plans, 1993 and 1997 - 2000

State Health Expenditure Accounts: Purposes, Priorities, and Procedures - 2000

Who Helps Employers Design Their Health Insurance Benefits? - 2000

Comparing Employee Health Benefits in the Public and Private Sectors, 1997 - 1999

Geographic Variation in Physician Visits for Uninsured Children: The Role of the Safety Net - 1999

Medicaid eligibility expansion in Florida : effects on maternity care financing and the delivery system - 1999

Pooled purchasing : who are the players? - 1999

Simulating the Effects of Employer Contributions on Adverse Selection and Health Plan Choice - 1999

Stability and Variation in Employment-Based Health Insurance Coverage, 1993-1997 - 1999

The Intensity of Physicians' Work in Patient Visits: Implications for the Coding of Patient Evaluation and Management Services - 1999

Trends in Managed Care and Managed Competition, 1993-1997 - 1999

Urban-rural differences in employer-based health insurance coverage of workers - 1999

Who gains and who loses with community rating for small business? - 1999

Challenges of State Health Reform: Variations in Ten States - 1998

Do people shift their use of health services over time to take advantage of insurance? - 1998

The effects of Florida's Medicaid eligibility expansion for pregnant women - 1998

Data Cleaning Procedures for the 1993 Robert Wood Johnson Foundation Employer Health Insurance Survey - 1997

Data Cleaning Procedures for the 1993 Robert Wood Johnson Foundation Family Health Insurance Survey - 1997

Federalism and Health System Reform: Prospects for State Action - 1997

Health insurance : the tradeoff between risk pooling and moral hazard - 1997

Alternative models of choice under uncertainty and demand for health insurance - 1996

Evaluation of a Medicaid-Eligibility Expansion in Florida: Developing the Database - 1996

Recent trends in self-insured employer health plans - 1996

Reconsidering the effect of Medicaid on health care services use - 1996

Self-insured employer health plans : prevalence, profile, provisions, and premiums - 1996

Some Pitfalls in Making Cost Estimates of State Health Insurance Coverage Expansions - 1996

Liability System Incentives to Consume Excess Medical Care - 1995

Private employment-based health insurance in ten states - 1995

The Demand for Military Health Care: Supporting Research for a Comprehensive Study of the Military Health Care System - 1995

The uninsured access gap : narrowing the estimates - 1995

Worker demand for health insurance in the non-group market - 1995

Alternative volume performance standards for Medicare physicians' services - 1994

Gaps in employer coverage : lack of supply or lack of demand? - 1994

How will changes in health insurance tax policy and employer health plan contributions affect access to health care and health care costs? - 1994

State health care reform initiatives : progress and promise - 1994

The costs and financing of perinatal care in the United States - 1994

The uninsured "access gap" and the cost of universal coverage - 1994

Toward a Global Budget for the U.S. Health System: Implementation Issues and Information Needs - 1994

Economic Consequences of Work-Related Injuries - 1993

Uninsured children and national health reform - 1993

Alternative Volume Performance Standards for Medicare Physicians' Services: Strengths and Limitations - 1992

Accidental Injury Compensation in the United States - 1991

Compensation for Accidental Injuries: Research Design and Methods - 1991

Compensation for Accidental Injuries in the United States: Executive Summary - 1991

Compensation for Accidental Injuries in the United States - 1991

Mental Health and Selection of Preferred Providers: Experience in Three Employee Groups - 1991

Participation in Alternative Health Plans: The Role of Financial Incentives in Medicare Beneficiaries' Decisions - 1991

The Effects of Preferred Provider Options on Use of Outpatient Mental Health Services for Three Employee Groups - 1991

Health Care Utilization in Employer Plans with Preferred Provider Organization Options - 1990

Participation and Satisfaction in Employer Plans with Preferred Provider Organization Options - 1990

The Study of Preferred Provider Organizations: Executive Summary - 1990

Accession and Attrition of Prior-Service Reservists - 1989

Economic Factors in Reserve Attrition: Prior Service Individuals in the Army National Guard and Army Reserve - 1989

Health Insurance: The Trade-Off Between Risk Pooling and Moral Hazard - 1989

Mandating Health Insurance Benefits for Employees: Effects on Health Care Use and Employers' Costs - 1989

Reserve Accessions Among Individuals with Prior Military Service: Supply and Skill Match - 1989

Beneficiary Incentives to Participate in Alternative Health Plans: A Research Design - 1988

Health Insurance and the Demand for Medical Care: Evidence from a Randomized Experiment - 1988

Health Insurance and the Demand for Medical Care: Evidence from a Randomized Experiment - 1987

Who Joins a PPO? - 1987

A Model to Simulate Alternative Medicare Physician Reimbursement Methods - 1986

Characteristics of Health Insurance Coverage: Descriptive and Methodological Findings from the Health Insurance Experiment - 1986

Choice Under Uncertainty and the Demand for Health Insurance - 1986

Research Plan for the Preferred Provider Organization Study - 1986

Demand for Supplementary Health Insurance - 1985

Informing Consumers about Health Care Costs: A Review and Research Agenda - 1985

Cost-Sharing and the Patient's Choice of Provider - 1984

Medicare and Medicaid: Past, Present, and Future - 1984

Factors Affecting Laboratory Test Use and Prices: Executive Summary - 1983

Laboratory Test Ordering by Physicians: The Effect of Reimbursement Policies - 1982

Patient satisfaction and change in medical care provider : a longitudinal study - 1982

Some Interim Results from a Controlled Trial of Cost Sharing in Health Insurance - 1982

Consumers' Knowledge About Their Health Insurance Coverage - 1981

Response Errors in Sensitive Topic Surveys: Estimates, Effects, and Correction Options - 1981

Response errors in sensitive topics surveys : executive summary - 1981

The Norms Hypothesis and the Demand for Medical Care - 1980

Appendix B to Summary Report: An Evaluation of Published Measures of Diabetes Self-Care Variables - 1979

On Having Your Cake and Eating It Too: Econometric Problems in Estimating the Demand for Health Services - 1979

The Costs, Financing, and Distributional Effects of a Catastrophic Supplement to Medicare - 1979

Measurement Evaluation of the Health Insurance Study Screening Interview. - 1977

Survey Measurement Design and Evaluation Using Reliability Theory. - 1977

The Measurement of Expenditures for Outpatient Physician and Dental Services: Methodological Findings from the Health Insurance Study - 1976

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