Biography

Joanne Yoong is an Associate Economist at RAND. She received her PhD in Economics at Stanford University as an FSI Starr Foundation Fellow, and her AB in Economics and Applied and Computational Mathematics from Princeton. Prior to attending Stanford, she was a credit derivatives research analyst in the Fixed Income, Commodities and Currencies Division of Goldman Sachs in New York and London. As an adjunct staff member at RAND in 2007, her work investigated the use of American Life Panel survey to address issues related to financial literacy and asset market participation in older adults.

Her work at RAND is focused on individual decisionmaking with an emphasis on finance, health and economic development. Her previous research in applied microeconomics largely based in India and includes studies of the impact of hospital financing on doctors' delivery of child-health services (in Madhya Pradesh) and the design of micro-credit loan contracts to support better long-term investments in health (in Orissa State, joint with Aprajit Mahajan and Alessandro Tarozzi).