Auto Personal Injury Compensation
Our research is aimed at finding ways to improve automobile personal injury compensation for all stakeholders
Throughout the past decade, public debate about how to reform auto insurance has focused on ways to make it more affordable without undermining the vital safety net it provides to policyholders and accident victims. The ICJ's series of reports on the premium savings that "Choice" auto insurance plans could offer drivers who are willing to forego compensation for noneconomic damages exemplifies our work in this area.
The ICJ has a continuing interest in research that will help policymakers identify and implement reforms that can make the automobile injury liability and compensation as fair and affordable as possible.
Featured Publications
Insurance Class Actions in the United States - 2007
Nicholas M. Pace, Stephen J. Carroll, Ingo Vogelsang, Laura Zakaras
This book provides the most comprehensive portrait to date of insurance class actions, using data collected from 57 large U.S. insurance companies for almost 750 class action cases.
Related:
RAND Study Finds Class Actions Against Insurers Rose Prior to Recent Reforms and May Cases Occurred Outside Public View – April 4, 2007
News Release
Anatomy of an Insurance Class Action
Deterring Fraud: The Role of General Damage Awards in Automobile Insurance Settlements – 2003
David Loughran
The Effects of Third-Party, Bad Faith Doctrine on Automobile Insurance Costs and Compensation – 2001
Angela Hawken, Stephen J. Carroll, Allan F. Abrahamse
Related publication:
- How Do Third-Party, Bad Faith Bodily Injury Claims Affect Automobile Insurance Costs and Compensation? RB-9036 (Research Brief)
The Effect of No-Fault Automobile Insurance on Driver Behavior and Automobile Accidents in the United States – 2001
David S. Loughran
Related publication:
- No-Fault Auto Insurance Unrelated to Accident Rates, RB-9034 (Research Brief)
The Frequency of Excess Auto Personal Injury Claims – 2002
Stephen J. Carroll, Allan F. Abrahamse
The Effects of a Choice Automobile Insurance Plan on Insurance Costs and Compensation: An Analysis Based on 1997 Data – 1999
Stephen J. Carroll, Allan F. Abrahamse
Related publications:
- How Would a "Choice" Auto Insurance Plan Affect Insurance Costs and Compensation of Accident Victims? RB-9031 (Research Brief)
- Effects of an Auto-Choice Automobile Insurance Plan on Costs and Premiums, CT-141-1, 1997 (Ordering Information)
- Effects of a Choice Automobile Insurance Plan on Costs and Premiums: Testimony Presented to the Senate Commerce, Science, and Transportation Committee, CT-144, 1997 (Ordering Information)
- The Effects of a Choice Auto Insurance Plan on Insurance Costs, Stephen J. Carroll, Allan F. Abrahamse, MR-540-ICJ (1995) based on 1987 data (Ordering Information)
- The Effects of a Choice Automobile Insurance Plan on Insurance Costs and Compensation: An Updated Analysis, Stephen J. Carroll, Allan F. Abrahamse, MR-970-ICJ (1997) based on 1992 data (Full Document)
- The Effects of a Choice Auto Insurance Plan on Insurance Costs and Compensation, Stephen J. Carroll, Allan F. Abrahamse, RP-863 (2000). Originally published in Journal of Insurance Regulation, v. 18, no. 1, Fall 1999 (Ordering Information)
The Effects of a No-Pay/No-Play Plan on the Costs of Auto Insurance in Texas – 1998
Stephen J. Carroll, Allan F. Abrahamse
Related publication:
- The Effects of Proposition 213 on the Costs of Auto Insurance in California, IP-157, 1996 (Full Document)
The Frequency of Excess Claims for Automobile Personal Injuries – 1999
Stephen J. Carroll, Allan F. Abrahamse
More Resources
Full list of related ICJ publications
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