Privacy Aspects of the Cashless and Checkless Society

Testimony Before the Senate Subcommittee on Administrative Practice and Procedure

by Paul Armer

View related products

Download

Download Free Electronic Document

FormatFile SizeNotes
PDF file 0.9 MB

Use Adobe Acrobat Reader version 7.0 or higher for the best experience.

Purchase

Purchase Print Copy

 FormatList Price Price
Add to Cart Paperback19 pages $20.00 $16.00 20% Web Discount

Abstract

A discussion of the problem of maintaining privacy in an age of computerized credit transactions, and a proposal that some government agency be charged with the responsibility for protecting citizens' privacy. Cost and convenience will ultimately force us to use some form of interconnected electronic payment and bookkeeping network for most transactions, instead of checks and currency. The danger of personal surveillance — electronic snooping — depends largely on the completeness and centralization of records and the speed of transmission. Airline reservation systems (which can include hotels, car rentals, etc.) are a present example of large amounts of current personal information instantly available. There is little sanctuary for economic privacy in a system where any sizable cash transaction is conspicuous. Access to the files must be limited to a few persons who can be trusted.

Related Products

This report is part of the RAND Corporation paper series. The paper was a product of the RAND Corporation from 1948 to 2003 that captured speeches, memorials, and derivative research, usually prepared on authors' own time and meant to be the scholarly or scientific contribution of individual authors to their professional fields. Papers were less formal than reports and did not require rigorous peer review.

Permission is given to duplicate this electronic document for personal use only, as long as it is unaltered and complete. Copies may not be duplicated for commercial purposes. Unauthorized posting of RAND PDFs to a non-RAND Web site is prohibited. RAND PDFs are protected under copyright law. For information on reprint and linking permissions, please visit the RAND Permissions page.

The RAND Corporation is a nonprofit institution that helps improve policy and decisionmaking through research and analysis. RAND's publications do not necessarily reflect the opinions of its research clients and sponsors.