In Just Ten Years, Families
Nearly Doubled Their Spending
on Health Care
However, the complex ways in which Americans paid for health care obscured how this happened.
- Families can easily perceive increases in employee health insurance premiums and out-of-pocket health spending (e.g., copays, deductibles).
- But other increases are largely hidden from view, such as what employers pay toward insurance coverage (which would otherwise be paid out as wages) and the share of income and payroll taxes that pays for Medicare, Medicaid, and other government health programs.