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Dental expenditures and insurance coverage among older adults
Using data on 975 elderly persons from the 1990 Health Supplements to the Panel Study of Income Dynamics, the authors describe the predictors of expenditures for dental services. Forty-four percent of elderly persons reported using some dental services within a year. Thirteen percent had private dental insurance, and 8 percent had a separate dental policy. The average total expenditures for those who used any dental services was $378, 88% of which was paid out-of-pocket. Persons with a separate dental insurance policy, younger and better educated persons, and those with greater financial resources were more likely to use dental service.
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Originally published in: The Gerontologist, v. 35, no. 4, pp. 436-443.
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