Skin in the Game: How Consumer-Directed Plans Affect the Cost and Use of Health Care

How Consumer-Directed Plans Affect the Cost and Use of Health Care

by Amelia M. Haviland, Roland McDevitt, M. Susan Marquis, Neeraj Sood, Melinda Beeuwkes Buntin

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If half of Americans with employer-sponsored insurance switched from a traditional health plan to a consumer-directed health plan, annual health care costs would fall by an estimated $57 billion.

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