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Civil Justice: Featured Research

The Legal and Economic Implications of Electronic Discovery — Mar. 27, 2008

Pretrial discovery is central to the American civil legal process, however the growing volume of electronically stored information has led to concerns over the effects of electronic discovery (e-discovery). A preliminary model explores the range of plausible effects that e-discovery might have on case outcomes.

Full Document

Community Policing and Violence Prevention in Oakland — Jan. 8, 2008

An assessment of the first-year progress of community-policing and violence-prevention programs in Oakland funded by Measure Y found that implementation of community policing has been delayed, but violence-prevention programs have been implemented as planned.

Full Document

Complexity of Industry Makes It Difficult to Distinguish Broker-Dealers & Investment Advisers — Jan. 3, 2008

The financial services industry is complex and financial service professionals are becoming less distinguishable and more inter-related. However, investors are generally highly satisfied with their own financial service providers.

Full DocumentNews ReleaseResearch Brief

What is the Effect of Policy on Entrepreneurship and Small Businesses? — Dec. 11, 2007

The regulatory environment affects small business differently from the way it affects large ones, sometimes leading to unintended negative consequences. An improved understanding of this effect will help lawmakers develop policy designed to advance entrepreneurship.

Full DocumentNews ReleaseResearch BriefResearch BriefResearch BriefSpotlight Interview with Susan Gates

Victims of Terrorism Have Significant Influence on Policy and Legislation — Nov. 20, 2007

Since September 11, 2001, organized groups of families and friends have emerged to become a powerful voice in U.S. counterterrorist policy and legislation. These groups have been successful in establishing the 9/11 Commission and implementing its most important recommendations.

Full Document

Taxpayers, Policyholders Benefit from Terrorism Risk Insurance Program — Oct. 10, 2007

Taxpayers save money and businesses are better protected with the Terrorism Risk Insurance Act (TRIA) in place than if the act is allowed to expire. TRIA allows the insurance industry to play a larger role in compensating losses caused by smaller terrorist attacks by transferring some of the risk for the largest attack to the government.

Full DocumentNews ReleaseResearch Brief

Senior Drivers Less Likely than Youngest Drivers to Cause Accidents — Jul. 18, 2007

Drivers 65 and older are just one-third as likely as drivers 15 to 24 to cause auto accidents, and not much more likely than drivers 25 to 64 to cause accidents.

Full DocumentNews ReleaseResearch BriefRelated Report

Wind Insurance Costly and Scarce on Gulf of Mexico Coast — Jul. 18, 2007

Many businesses along the Gulf of Mexico coast have had a difficult time obtaining wind insurance coverage since Hurricanes Katrina, Rita, and Wilma hit in 2005 and have often ended up paying more than twice as much for the insurance as they did previously.

Full DocumentNews Release

Should the Terrorism Risk Insurance Act of 2002 Be Extended? — Jun. 5, 2007

Interim findings from a RAND Center for Terrorism Risk Management Policy project suggest that the Terrorism Risk Insurance Act performs well on outcomes examined for conventional attacks but not for chemical, biological, radiological, or nuclear ones.

Full Document

Class Actions Against Insurers Rose Prior to Recent Reforms — Apr. 4, 2007

The number of class action lawsuits filed against insurance companies in the United States increased sharply during the 1990s prior to the passage of the federal Class Action Fairness Act of 2005.

Full DocumentNews ReleaseResearch BriefWorking Paper