PERIODICAL
Features discuss energy strategies for Israel, the economic recession, and Iran's leadership; other items discuss the KC-10 fleet, air pollution and hospital costs, no-fault insurance, silica litigation, poverty reduction, and political polarization.
RESEARCH BRIEF
Higher auto insurance rates in Michigan lead to a high proportion of drivers without auto insurance. Introducing options or fee schedules for personal injury protection coverage could help lead to broader, more-affordable choices.
REPORT
Legislators and consumer groups in Michigan have recently proposed reforms designed to reduce the costs of auto insurance in the state. The fact that premiums are higher in Michigan than in other states can be explained by higher levels of reimbursement provided to injury victims and their medical providers. This pattern suggests that reforms that change claiming behavior may have considerable potential for lowering auto premiums in…
NEWS RELEASE
No-fault automobile insurance, once seen as a way to limit court costs and lower premiums, has declined in popularity among both insurers and consumers because it largely has failed to accomplish either goal.
REPORT
No-fault automobile insurance, once seen as a way to limit court costs and lower premiums, has declined in popularity among both insurers and consumers because it largely has failed to accomplish either goal.
REPORT
Drivers 65 and older are just one-third as likely as drivers 15 to 24 to cause auto accidents, and not much more likely than drivers 25 to 64 to cause accidents.
REPORT
The question of whether an automobile accident victim should be allowed to bring a claim for punitive damages for unfair settlement practices against another person's liability insurer — a so-called third-party, bad faith suit — has become an important policy concern.
REPORT
No-fault auto insurance opponents frequently argue that no-fault may ultimately lead to higher auto insurance costs by reducing drivers' incentives to drive carefully and thereby increasing the accident rate. This book evaluates this criticism.
JOURNAL ARTICLE
This analysis uses data for a representative sample of auto accident victims whose claims were closed in 1997 to estimate the effects of a choice automobile insurance plan that embodies the basic principles of the plans being considered in Congress. In this study, the authors assume the distributions of accidents, injuries, and losses observed in the 1997 data for each state would be the same in that state under the choice pla
JOURNAL ARTICLE
The authors estimate the effects of offering the drivers in each state a choice between their state's current insurance system and an absolute no-fault plan.
REPORT
Estimate how a choice auto insurance plan, which gives drivers the option of selecting a somewhat modified version of their state's current auto insurance plan or a no-fault plan, would affect auto insurance costs.
REPORT
Updates an earlier study in which the authors estimated the effects of a choice automobile insurance plan on the costs of compensating auto accident victims in which the no-fault option was absolute no-fault (ANF).
REPORT
This publication contains the written statement of Stephen Carroll delivered on March 19, 1997, to the Joint Economic Committee of the United States Congress.
RAND® is a registered trademark. Copyright © 1994-2012 RAND Corporation. Last Modified: March 1, 2010 Site Feedback »
