Provides three distinct analyses addressing labor supply, saving and investment behavior of older workers, in the context of the incentives and constraints they face due to employer and government policies.
Only when wealth fell by 50 percent or more did older Americans decrease dental use. This finding might extend to other health care services that are preventive, routine, and relatively inexpensive.
Financial decisions about investing and saving for retirement are increasingly complex, requiring financial knowledge and confidence in that knowledge.
On May 16, 2012, RAND hosted a symposium that brought together senior thought leaders for a discussion about organizational culture and the business and policy ramifications of efforts to build better ethical cultures in corporations.
Having a bank account increases security, reduces vulnerability to theft, and helps account holders develop financial smarts. But new findings show growing rates of unbanked Americans.
Although hedge funds worsened the financial crisis in certain ways, the industry did not play a pivotal role compared to other agents, such as credit rating agencies, mortgage lenders, and issuers of credit default swaps. However, hedge funds do have the potential to contribute to disruptions of the U.S. financial system.
Hedge funds did not play a pivotal role in the financial crisis compared to other agents, such as credit rating agencies, mortgage lenders, and issuers of credit default swaps. However, hedge funds do have the potential to contribute to disruptions of the U.S. financial system.
RAND research finds that hedge funds did not play a pivotal role in the financial crisis of 2007-2008 but assesses how such funds could contribute to systemic risk in the future.
Video compilation of the 2012 Behavioral Finance (BeFi) Forum in Washington, D.C., a day-long event that included a series of topical panels on curated presentations of academic research followed by discussion by leading practitioners, and featuring keynote speakers Michael Barr and Dan Ariely.
Studies the interactions in Mexico between policies and the increased involvement of children in their parent's income security and well being.
Explores financial decision-making and outcomes among young adults in the United States in order to inform policies that promote saving and financial security.
This systematic review examined the question: what is the evidence of the impact on family well-being of giving economic resources to women relative to the impact of giving them to men?
This document synthesizes the discussion from a roundtable symposium RAND convened in January 2012 to explore the practical difficulties facing companies in complying with anti-corruption mandates and the challenges of corruption in foreign markets.
The BeFi Public Policy Roundtable brings together the brightest minds in behavioral finance to discuss research that combines behavioral science and cognitive psychology with economics and finance.
Many institutions worldwide are considering how to include expectations about future sea level rise into their investment decisions regarding large capital infrastructures.
In considering foreign application to acquire U.S. companies, the United States needs to consider both risks as well as benefits in both defense and economic dimensions, write Charles Wolf, Jr., Brian Chow, Gregory Jones, and Scott Harold.
Presents summary data from the American Life Panel on the 2011 banking practices of U.S. household respondents.
What effect has the financial crisis had on households and health? RAND researchers seek to quantify the effects of the crisis on older U.S. households, and the adjustments made in response. With this information, they aim to determine whether downturns in economic status are associated with declines in health.
People with low levels of financial literacy are more easily influenced by the default settings of employee savings plans. The Financial Literacy Center is measuring differences in default effects for employees at companies with auto-enrollment retirement plans, focusing on differential behavior by income.
Financially vulnerable Americans often have limited awareness of tax-time savings tools. The Financial Literacy Center has developed and is evaluating a video game and national marketing effort to encourage lower-income Americans to take advantage of the government's tax policies.