Finance

Research conducted by: RAND Justice, Infrastructure, and Environment; RAND Labor and Population; RAND Behavioral Finance Forum; Roybal Center for Financial Decisionmaking; Center for Financial and Economic Decision Making; Financial Literacy Center; RAND Institute for Civil Justice

All Items (195)

Journal Article

Earnings Instability and Earnings Inequality of Males in the United States: 1967-1991 — Jan 1, 2001

The author examines how these trends are related to changes in the distribution of wages and hours and the returns to education.

Journal Article

Ownership of Stocks and Mutual Funds: A Panel Data Analysis — Jan 1, 2001

In many industrial countries, ownership rates of risky assets have risen substantially over the past decade.

Journal Article

Why Is Wealth Inequality Rising? — Jan 1, 2001

Why Is Wealth Inequality Rising?

Journal Article

The measurement and structure of household wealth — Jan 1, 1999

The measurement and structure of household wealth

Research Brief

Balancing Act: How Retired Couples Allocate Resources in the Face of Illness and Death — Jan 1, 1998

Two especially significant effects on an elderly couple's financial situation and on their spending and planning decisions: the illness of one of the partners and the types of benefits available to the partner who survives the other's death.

Research Brief

The Relationship Between the Socioeconomic Status and Health of the Elderly — Jan 1, 1998

Decades of demographic research about older Americans indicate a strong association between level of wealth and status of health.

Report

Implications of Trends in Long-Term Capital Flows — Jan 1, 1996

This paper considers the question of capital outflows from some developing countries that are themselves recipients of public capital inflows in the form of Official Development Assistance.

Journal Article

Racial and ethnic differences in wealth in the Health and Retirement Study — Jan 1, 1996

Racial and ethnic differences in wealth in the Health and Retirement Study

Report

Unequal Wealth and Incentives to Save — Jan 1, 1995

... show not only tremendous racial and ethnic disparities in wealth but also great disparities between the poor and the wealthy that are not fully accounted for by differences in income.

Report

Capital Accumulation, Financial Reform, and Investment Planning in Russia: What Is To Be Done About the Banks? — Jan 1, 1995

This research examines the recent performance of the Russian banking system in terms of the historical and institutional legacy of the old Soviet regime, and proposes some basic reforms to the current system.

Journal Article

Trends in Income Inequality: The Impact Of, and Implications For, Tax Policy — Jan 1, 1994

Essay on tax progressivity--how the tax burden is borne across income classes--and how the tax system affects the inequality of income.

Report

Statistical Forecasting of Bankruptcy of Defense Contractors: Problems and Prospects — Jan 1, 1994

Declining revenues in the defense industry may eventually result in bankruptcies. This report considers whether a model could reliably predict defense contractors' bankruptcy.

Report

The Development and Structure of Consumer Credit in Japan — Jan 1, 1989

Describes and analyzes the development, structure, and regulation of consumer credit in Japan, and identifies significant laws, regulations, or ministerial guidance that may restrict consumer credit markets ...

Report

The retirement process: perspectives from participants — Jan 1, 1988

This paper is the product of discussion initiated to explore issues in the move from work to retirement among the members of a task force composed of retired employees of the Los Angeles Department of Water and Power (DWP) and DWP employees eligible ...

Report

Air Force Outlay Control: Management Implications and Options — Jan 1, 1985

This report documents a study of Air Force financial management options and management implications of the use of outlay controls in the U.S. government budget.

Report

Rural savings, investment, and interest rates in developing countries : evidence from India — Jan 1, 1982

This study estimates interest elasticities of rural savings and investment in a major developing country, India, and examines the apparent effects on those factors of policies of financial repression. Critics claim that such policies inhibit rural s...

Report

The effects of uncertainty on savings, consumption, and labor supply — Jan 1, 1981

The purpose of this paper is to develop a theoretical model of individual savings, consumption, and labor supply under uncertainty. This paper differs from existing literature on savings under uncertainty by the explicit treatment of the labor suppl...

Report

Asset accumulation and family size — Jan 1, 1979

Provides estimates of effects of children on asset accumulation, asset composition, consumption, and family income. The net effect of young children is to depress savings for young families, but to increase savings for marriages of duration greater t...

Report

Asset accumulation and family size — Jan 1, 1979

Provides estimates of effects of children on asset accumulation, asset composition, consumption, and family income. The net effect of young children is to depress savings for young families, but to increase savings for marriages of duration greater t...

My RAND ?

Saved Items

Recommended