Financial Decision Making

Research conducted by: RAND Labor and Population; Roybal Center for Financial Decisionmaking; Center for Financial and Economic Decision Making; Financial Literacy Center

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Financial Literacy Center Helps Promote Informed Financial Decisionmaking

The Financial Literacy Center brings together policymakers, practitioners, and researchers in order to develop educational tools and programs that help individuals prepare for their long-term financial stability, including those with low to moderate incomes, young employees, women, people with disabilities, and seniors.

All Items (80)

Past Event

RAND Behavioral Finance Forum 2013 — May 31, 2013

thinking about stocks and finances

The BeFi Public Policy Roundtable brings together the brightest minds in behavioral finance to discuss research that combines behavioral science and cognitive psychology with economics and finance.

Report

Financial Sustainability for Nonprofit Organizations: A Review of the Literature — Nov 30, 2012

Surveys the literature on financial sustainability for nonprofit organizations, with an emphasis on urban and lower-resourced organizations, and discusses key themes and findings that may inform such organizations' operations and decisionmaking.

Report

Three Essays on the Labor Supply, Savings and Investment Behavior of Older Workers — Oct 18, 2012

Provides three distinct analyses addressing labor supply, saving and investment behavior of older workers, in the context of the incentives and constraints they face due to employer and government policies.

Journal Article

Inappropriate Confidence and Retirement Planning: Four Studies with a National Sample — Oct 1, 2012

Financial decisions about investing and saving for retirement are increasingly complex, requiring financial knowledge and confidence in that knowledge.

Multimedia

RAND Behavioral Finance Forum 2012: The Promise and Challenge of Evidence-Based Policy and Practice — Aug 29, 2012

Video compilation of the 2012 Behavioral Finance (BeFi) Forum in Washington, D.C., a day-long event that included a series of topical panels on curated presentations of academic research followed by discussion by leading practitioners, and featuring keynote speakers Michael Barr and Dan Ariely.

Report

Dynamics and Determinants of Family Transfers: The Mexican Case — Aug 9, 2012

Studies the interactions in Mexico between policies and the increased involvement of children in their parent's income security and well being.

Report

Saving for the Future: Trends, Patterns and Decision-Making Processes Among Young Americans — Aug 9, 2012

Explores financial decision-making and outcomes among young adults in the United States in order to inform policies that promote saving and financial security.

Past Event

RAND Behavioral Finance Forum: The Promise and Challenge of Evidence-Based Policy and Practice — Jun 1, 2012

The BeFi Public Policy Roundtable brings together the brightest minds in behavioral finance to discuss research that combines behavioral science and cognitive psychology with economics and finance.

Project

Barriers to Immigrant Use of Financial Services — Feb 8, 2012

Hispanic immigrants constitute a rapidly growing share of the U.S. population but are less likely to be financially literate than natives. RAND researchers are investigating barriers to Hispanic immigrants' use of financial services and evaluates financial education materials for them.

Journal Article

What Explains the Gender Gap in Financial Literacy? The Role of Household Decision-Making — Jan 1, 2012

Using newly collected data from the RAND American Life Panel, we examine potential explanations for the gender gap in financial literacy, including the role of marriage and who within a couple makes the financial decisions.

Tool

RAND HRS Makes Longitudinal Household Survey Data Accessible to Researchers — Dec 21, 2011

The Health and Retirement Study is a longitudinal survey of the elderly dating back to 1992. With the support of the National Institute on Aging and Social Security Administration, RAND has made five data sets available for researchers.

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