Health Insurance Cost Sharing

All Items (28)

JOURNAL ARTICLE

Expanding Consumer-Directed Health Plans Could Help Cut Overall Health Care Spending — May 7, 2012

If consumer-directed health plans grow to account for half of all employer-sponsored insurance in the United States, health costs could drop by $57 billion annually—about 4 percent of all health care spending among the nonelderly.

NEWS RELEASE

Expanding Consumer-Directed Health Plans Could Help Cut Overall Health Care Spending — May 7, 2012

If consumer-directed health plans grow to account for half of all employer-sponsored insurance in the United States, health costs could drop by $57 billion annually—about 4 percent of all health care spending among the nonelderly.

JOURNAL ARTICLE

Consumers' and Providers' Responses to Public Cost Reports, and How to Raise the Likelihood of Achieving Desired Results — Apr 1, 2012

Public reporting of health care costs is intended to motivate consumers to choose lower cost providers, and motivate providers to lower costs to retain market share. Measures should be chosen based on which pathway policymakers intend to influence.

JOURNAL ARTICLE

Rules Allowing Small Businesses to Opt Out of Health Reform Should Have Minor Impact on Insurance Cost — Feb 8, 2012

Rules that allow some small employers to avoid regulation under the federal Affordable Care Act are unlikely to have a major impact on the future cost of health insurance unless those rules are relaxed to allow more businesses to opt out.

NEWS RELEASE

Rules Allowing Small Businesses to Opt Out of Health Reform Should Have Minor Impact on Insurance Cost — Feb 8, 2012

Rules that allow some small employers to avoid regulation under the federal Affordable Care Act are unlikely to have a major impact on the future cost of health insurance unless those rules are relaxed to allow more businesses to opt out.

COMMENTARY

Can the Patient-Centered Outcomes Research Institute Become Relevant to Controlling Medical Costs and Improving Value? — Nov 9, 2011

A scientific and political case could be made to amend health care legislation to require that cost be included in the studies that the PCORI funds, writes Robert H. Brook.

NEWS RELEASE

Bundling Payments to Curb Health Care Costs Proves Difficult to Realize — Nov 7, 2011

Under bundled payments, doctors, hospitals, and other providers share one fee for treating all aspects of a procedure such as a hip replacement or a chronic disease like diabetes. The approach should eliminate unnecessary care and improve quality, but putting it into practice is proving to be more difficult than anticipated.

NEWS RELEASE

Consumers May Have More Control Over Health Care Costs Than Previously Thought — Sep 29, 2011

The historic RAND Health Insurance Experiment found that patients had little or no control over their health care spending once they began to receive a physician's care, but this has changed for those enrolled in consumer-directed health plans.

JOURNAL ARTICLE

Consumers May Have More Control Over Health Care Costs Than Previously Thought — Sep 29, 2011

The historic RAND Health Insurance Experiment found that patients had little or no control over their health care spending once they began to receive a physician's care, but this has changed for those enrolled in consumer-directed health plans.

NEWS RELEASE

Consolidation of Health Plans May Help Lower Hospital Costs — Sep 7, 2011

Increased consolidation among health plans nationally may benefit consumers by lowering hospital prices, at least in those regions where health plans are the most consolidated.

JOURNAL ARTICLE

Consolidation of Health Plans May Help Lower Hospital Costs — Sep 7, 2011

Increased consolidation among health plans nationally may benefit consumers by lowering hospital prices, at least in those regions where health plans are the most consolidated.

NEWS RELEASE

Accelerating Health Care Costs Wiping Out Much of Americans' Income Gains — Sep 7, 2011

Fast-rising health care costs have eaten nearly all the income gains made by a median-income American family of four over the past decade, leaving them with just $95 per month in extra income, after accounting for taxes and price increases.

RESEARCH BRIEF

Accelerating Health Care Costs Wiping Out Much of Americans' Income Gains — Sep 7, 2011

Fast-rising health care costs have eaten nearly all the income gains made by a median-income American family of four over the past decade, leaving them with just $95 per month in extra income, after accounting for taxes and price increases.

NEWS RELEASE

High-Deductible Health Plans Pose No Special Risks to Medically Vulnerable Populations — Apr 18, 2011

People who are medically vulnerable -- those with low incomes or chronic health problems -- who enroll in high-deductible health plans are at no more risk for cutting back on needed health care than other people who enroll in the plans.

JOURNAL ARTICLE

Largest Study of High-Deductible Health Plans Finds Substantial Cost Savings, but Less Preventive Care — Mar 25, 2011

The largest-ever assessment of high-deductible health plans finds that while such plans significantly cut health spending, they also prompt patients to cut back on preventive health care.

NEWS RELEASE

Largest Study of High-Deductible Health Plans Finds Substantial Cost Savings, but Less Preventive Care — Mar 24, 2011

The largest-ever assessment of high-deductible health plans finds that while such plans significantly cut health spending, they also prompt patients to cut back on preventive health care.

COMMENTARY

Scorecard for New Health Reform Legislation — Mar 25, 2010

 How close do you think that the health care reform plan would come, in reality, to achieving each goal?

COMMENTARY

Obama's Health Plan: New Federal Role for Insurance Regulation — Feb 21, 2010

To provide a context for understanding health insurance premium price increases, this document identifies the factors that insurance companies consider when setting rates for the next year.

REPORT

Increase the Use of "Bundled" Payment Approaches — Jan 8, 2010

This document explores how increased use of bundled payment approaches would affect health system performance along nine dimensions.

REPORT

Require Employers to Offer Coverage — Jan 8, 2010

This document explores how requiring employers to offer health insurance (an employer mandate) would affect health system performance along nine dimensions.

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