Health Insurance Mandates

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All Items (12)

COMMENTARY

What Happens Without the Individual Mandate? — Mar 21, 2012

If the individual mandate were ruled unconstitutional, subsidies and the age structure of premiums should keep enough healthy people in the insurance exchanges to prevent huge spikes in premiums, write Carter C. Price and Christine Eibner.

MULTIMEDIA

What Would Removing the Individual Mandate from the ACA Mean For Costs and Coverage? — Feb 22, 2012

New RAND research finds that eliminating the requirement that all Americans have health insurance would sharply lower the number of people gaining coverage, but would not dramatically increase the cost of buying policies through new insurance exchanges. RAND Economist Christine Eibner discusses the ramifications.

REPORT

Ending Individual Mandate Would Cut Health Coverage, but Not Dramatically Hike Insurance Price — Feb 15, 2012

Eliminating a key part of health care reform that requires all Americans to have health insurance would sharply lower the number of people gaining coverage, but would not dramatically increase the cost of buying policies through new insurance exchanges.

RESEARCH BRIEF

How Would Eliminating the Individual Mandate Affect Health Coverage and Premium Costs? — Feb 15, 2012

An analysis of the effects of implementing the Affordable Care Act without an individual mandate found that over 12 million people who would have otherwise signed up for coverage will be uninsured and premium prices will increase by 2.4 percent.

NEWS RELEASE

Ending Individual Mandate Would Cut Health Coverage, but Not Dramatically Hike Insurance Price — Feb 15, 2012

Eliminating a key part of health care reform that requires all Americans to have health insurance would sharply lower the number of people gaining coverage, but would not dramatically increase the cost of buying policies through new insurance exchanges.

JOURNAL ARTICLE

Rules Allowing Small Businesses to Opt Out of Health Reform Should Have Minor Impact on Insurance Cost — Feb 8, 2012

Rules that allow some small employers to avoid regulation under the federal Affordable Care Act are unlikely to have a major impact on the future cost of health insurance unless those rules are relaxed to allow more businesses to opt out.

NEWS RELEASE

Rules Allowing Small Businesses to Opt Out of Health Reform Should Have Minor Impact on Insurance Cost — Feb 8, 2012

Rules that allow some small employers to avoid regulation under the federal Affordable Care Act are unlikely to have a major impact on the future cost of health insurance unless those rules are relaxed to allow more businesses to opt out.

JOURNAL ARTICLE

Largest Study of High-Deductible Health Plans Finds Substantial Cost Savings, but Less Preventive Care — Mar 25, 2011

The largest-ever assessment of high-deductible health plans finds that while such plans significantly cut health spending, they also prompt patients to cut back on preventive health care.

NEWS RELEASE

Largest Study of High-Deductible Health Plans Finds Substantial Cost Savings, but Less Preventive Care — Mar 24, 2011

The largest-ever assessment of high-deductible health plans finds that while such plans significantly cut health spending, they also prompt patients to cut back on preventive health care.

REPORT

Require Employers to Offer Coverage — Jan 8, 2010

This document explores how requiring employers to offer health insurance (an employer mandate) would affect health system performance along nine dimensions.

REPORT

Require Individuals to Obtain Coverage — Jan 8, 2010

This document explores how requiring individuals to obtain health insurance (an individual mandate) would affect health system performance along nine dimensions.

REPORT

RAND COMPARE: Understanding the Effects of Health Care Reform from a National Perspective — Aug 28, 2009

In January 2009, RAND launched the COMPARE website, a tool to help policymakers understand the possible effects of health care reform. In this briefing the author presents an overview of COMPARE and shows the estimated effect of four policies: employer mandates, Medicaid and SCHIP expansions, individual mandates, and refundable tax credits.

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