RAND Research Topic: Health Insurance Mandates 2012-05-24T14:56:48Z Copyright (c) 2012, The RAND Corporation RAND Corporation http://www.rand.org/topics/health-insurance-mandates.html What Happens Without the Individual Mandate? http://www.rand.org/commentary/2012/03/21/USAT.html Mar 21, 2012 Mar 21, 2012 If the individual mandate were ruled unconstitutional, subsidies and the age structure of premiums should keep enough healthy people in the insurance exchanges to prevent huge spikes in premiums, write Carter C. Price and Christine Eibner. What Would Removing the Individual Mandate from the ACA Mean For Costs and Coverage? http://www.rand.org/multimedia/video/2012/02/16/effect-affordable-care-act.html Feb 22, 2012 Feb 22, 2012 New RAND research finds that eliminating the requirement that all Americans have health insurance would sharply lower the number of people gaining coverage, but would not dramatically increase the cost of buying policies through new insurance exchanges. RAND Economist Christine Eibner discusses the ramifications. Ending Individual Mandate Would Cut Health Coverage, but Not Dramatically Hike Insurance Price http://www.rand.org/pubs/technical_reports/TR1221.html Feb 15, 2012 Feb 15, 2012 Eliminating a key part of health care reform that requires all Americans to have health insurance would sharply lower the number of people gaining coverage, but would not dramatically increase the cost of buying policies through new insurance exchanges. How Would Eliminating the Individual Mandate Affect Health Coverage and Premium Costs? http://www.rand.org/pubs/research_briefs/RB9646.html Feb 15, 2012 Feb 15, 2012 An analysis of the effects of implementing the Affordable Care Act without an individual mandate found that over 12 million people who would have otherwise signed up for coverage will be uninsured and premium prices will increase by 2.4 percent. Ending Individual Mandate Would Cut Health Coverage, but Not Dramatically Hike Insurance Price http://www.rand.org/news/press/2012/02/16.html Feb 15, 2012 Feb 15, 2012 Eliminating a key part of health care reform that requires all Americans to have health insurance would sharply lower the number of people gaining coverage, but would not dramatically increase the cost of buying policies through new insurance exchanges. Rules Allowing Small Businesses to Opt Out of Health Reform Should Have Minor Impact on Insurance Cost http://www.rand.org/pubs/external_publications/EP201100293.html Feb 8, 2012 Feb 8, 2012 Rules that allow some small employers to avoid regulation under the federal Affordable Care Act are unlikely to have a major impact on the future cost of health insurance unless those rules are relaxed to allow more businesses to opt out. Rules Allowing Small Businesses to Opt Out of Health Reform Should Have Minor Impact on Insurance Cost http://www.rand.org/news/press/2012/02/08/index2.html Feb 8, 2012 Feb 8, 2012 Rules that allow some small employers to avoid regulation under the federal Affordable Care Act are unlikely to have a major impact on the future cost of health insurance unless those rules are relaxed to allow more businesses to opt out. Largest Study of High-Deductible Health Plans Finds Substantial Cost Savings, but Less Preventive Care http://www.rand.org/pubs/external_publications/EP20110048.html Mar 25, 2011 Mar 25, 2011 The largest-ever assessment of high-deductible health plans finds that while such plans significantly cut health spending, they also prompt patients to cut back on preventive health care. Largest Study of High-Deductible Health Plans Finds Substantial Cost Savings, but Less Preventive Care http://www.rand.org/news/press/2011/03/25.html Mar 24, 2011 Mar 24, 2011 The largest-ever assessment of high-deductible health plans finds that while such plans significantly cut health spending, they also prompt patients to cut back on preventive health care. Require Employers to Offer Coverage http://www.rand.org/pubs/technical_reports/TR562z2.html Jan 8, 2010 Jan 8, 2010 This document explores how requiring employers to offer health insurance (an employer mandate) would affect health system performance along nine dimensions. Require Individuals to Obtain Coverage http://www.rand.org/pubs/technical_reports/TR562z1.html Jan 8, 2010 Jan 8, 2010 This document explores how requiring individuals to obtain health insurance (an individual mandate) would affect health system performance along nine dimensions. RAND COMPARE: Understanding the Effects of Health Care Reform from a National Perspective http://www.rand.org/pubs/documented_briefings/DB584.html Aug 28, 2009 Aug 28, 2009 <p>In January 2009, RAND launched the COMPARE website, a tool to help policymakers understand the possible effects of health care reform. In this briefing the author presents an overview of COMPARE and shows the estimated effect of four policies: employer mandates, Medicaid and SCHIP expansions, individual mandates, and refundable tax credits.</p>