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     <title>RAND Research Topic: Health Insurance Markets</title>
     <link rel="self" href="http://www.rand.org/topics/health-insurance-markets.xml"/>
     <updated>2012-05-24T14:56:48Z</updated>
     <link rel="alternate" type="text/html" hreflang="en" href="http://www.rand.org/topics/health-insurance-markets.html" />
     <rights>Copyright (c) 2012, The RAND Corporation</rights>
     <author>
       <name>RAND Corporation</name>
     </author>
     <id>http://www.rand.org/topics/health-insurance-markets.html</id>
	 
 <entry>
   <title type="html">Would the Affordable Care Act Lead to Reductions in Employer-Sponsored Coverage?</title>
   <id>http://www.rand.org/blog/2012/05/would-the-affordable-care-act-lead-to-reductions-in.html</id>
   <published>May 4, 2012</published>
   <updated>May 4, 2012</updated>
   <summary type="html">As the U.S. Supreme Court considers the constitutionality of the Affordable Care Act&apos;s (ACA) individual mandate, one of the questions being debated is what effect the mandate would have on employer-sponsored health insurance coverage. A factor to consider in this is the effect the ACA would have on small businesses, which employ the majority of America&apos;s private-sector workforce.</summary>
   <link rel="alternate" type="text/xhtml" hreflang="en" title="Read More" href="http://www.rand.org/blog/2012/05/would-the-affordable-care-act-lead-to-reductions-in.html" />
   
 </entry>
 
 <entry>
   <title type="html">Impacts of Rising Health Care Costs on Families with Employment-Based Private Insurance: A National Analysis with State Fixed Effects</title>
   <id>http://www.rand.org/pubs/external_publications/EP20120063.html</id>
   <published>Jan 1, 2012</published>
   <updated>Jan 1, 2012</updated>
   <summary type="html">Rising health costs reduce employment-based private insurance availability and enrollment, and the financial protection provided by it, especially for middle-class families.</summary>
   <link rel="alternate" type="text/xhtml" hreflang="en" title="Read More" href="http://www.rand.org/pubs/external_publications/EP20120063.html" />
   
 </entry>
 
 <entry>
   <title type="html">Take-up of Public Insurance and Crowd-Out of Private Insurance Under Recent CHIP Expansions to Higher Income Children</title>
   <id>http://www.rand.org/pubs/external_publications/EP20120099.html</id>
   <published>Jan 1, 2012</published>
   <updated>Jan 1, 2012</updated>
   <summary type="html">The CHIP expansions to children in higher income families were associated with limited uptake of public coverage.</summary>
   <link rel="alternate" type="text/xhtml" hreflang="en" title="Read More" href="http://www.rand.org/pubs/external_publications/EP20120099.html" />
   
 </entry>
 
 <entry>
   <title type="html">How Will the Affordable Care Act Affect Employee Health Coverage at Small Businesses?</title>
   <id>http://www.rand.org/pubs/research_briefs/RB9557.html</id>
   <published>Sep 8, 2010</published>
   <updated>Sep 8, 2010</updated>
   <summary type="html">&lt;p&gt;Finds that the Affordable Care Act will increase the percentage of employers that offer health coverage to workers: from 57 percent to 80 percent for firms with 50 or fewer workers, and from 90 percent to 98 percent for firms with 51 to 100 workers.&lt;/p&gt;</summary>
   <link rel="alternate" type="text/xhtml" hreflang="en" title="Read More" href="http://www.rand.org/pubs/research_briefs/RB9557.html" />
   
 </entry>
 
 <entry>
   <title type="html">The Effects of the Affordable Care Act on Workers&apos; Health Insurance Coverage</title>
   <id>http://www.rand.org/pubs/technical_reports/TR825.html</id>
   <published>Aug 31, 2010</published>
   <updated>Aug 31, 2010</updated>
   <summary type="html">The Affordable Care Act builds on the employer-based health insurance system by developing exchanges through which small employers can offer coverage and by penalizing large employers that do not offer coverage. The exchanges could alleviate some of the difficulties faced by small firms that want to offer insurance. </summary>
   <link rel="alternate" type="text/xhtml" hreflang="en" title="Read More" href="http://www.rand.org/pubs/technical_reports/TR825.html" />
   
 </entry>
 
 <entry>
   <title type="html">The Effects of the Affordable Care Act on Workers&apos; Health Insurance Coverage</title>
   <id>http://www.rand.org/pubs/external_publications/EP20100130.html</id>
   <published>Aug 31, 2010</published>
   <updated>Aug 31, 2010</updated>
   <summary type="html">&lt;p&gt;The nature of employer-sponsored coverage may change substantially after implementation of the Patient Protection and Affordable Care Act, with an increase in the number of workers offered coverage through the health insurance exchanges.&lt;/p&gt;</summary>
   <link rel="alternate" type="text/xhtml" hreflang="en" title="Read More" href="http://www.rand.org/pubs/external_publications/EP20100130.html" />
   
 </entry>
 
 <entry>
   <title type="html">Increase the Use of &quot;Bundled&quot; Payment Approaches</title>
   <id>http://www.rand.org/pubs/technical_reports/TR562z20.html</id>
   <published>Jan 8, 2010</published>
   <updated>Jan 8, 2010</updated>
   <summary type="html">This document explores how increased use of bundled payment approaches would affect health system performance along nine dimensions.</summary>
   <link rel="alternate" type="text/xhtml" hreflang="en" title="Read More" href="http://www.rand.org/pubs/technical_reports/TR562z20.html" />
   
 </entry>
 
 <entry>
   <title type="html">Require Employers to Offer Coverage</title>
   <id>http://www.rand.org/pubs/technical_reports/TR562z2.html</id>
   <published>Jan 8, 2010</published>
   <updated>Jan 8, 2010</updated>
   <summary type="html">This document explores how requiring employers to offer health insurance (an employer mandate) would affect health system performance along nine dimensions.</summary>
   <link rel="alternate" type="text/xhtml" hreflang="en" title="Read More" href="http://www.rand.org/pubs/technical_reports/TR562z2.html" />
   
 </entry>
 
 <entry>
   <title type="html">Require Individuals to Obtain Coverage</title>
   <id>http://www.rand.org/pubs/technical_reports/TR562z1.html</id>
   <published>Jan 8, 2010</published>
   <updated>Jan 8, 2010</updated>
   <summary type="html">This document explores how requiring individuals to obtain health insurance (an individual mandate) would affect health system performance along nine dimensions.</summary>
   <link rel="alternate" type="text/xhtml" hreflang="en" title="Read More" href="http://www.rand.org/pubs/technical_reports/TR562z1.html" />
   
 </entry>
 
 <entry>
   <title type="html">Ease Medicaid/SCHIP Eligibility Rules</title>
   <id>http://www.rand.org/pubs/technical_reports/TR562z3.html</id>
   <published>Jan 8, 2010</published>
   <updated>Jan 8, 2010</updated>
   <summary type="html">This document explores how expanding Medicaid/SCHIP eligibility would affect health system performance along nine dimensions.</summary>
   <link rel="alternate" type="text/xhtml" hreflang="en" title="Read More" href="http://www.rand.org/pubs/technical_reports/TR562z3.html" />
   
 </entry>
 
 <entry>
   <title type="html">Modify Federal Tax Code to Create Incentives for Individuals to Obtain Coverage</title>
   <id>http://www.rand.org/pubs/technical_reports/TR562z7.html</id>
   <published>Jan 8, 2010</published>
   <updated>Jan 8, 2010</updated>
   <summary type="html">This document explores how a refundable tax credit to offset the cost of health insurance premiums would affect health system performance along nine dimensions.</summary>
   <link rel="alternate" type="text/xhtml" hreflang="en" title="Read More" href="http://www.rand.org/pubs/technical_reports/TR562z7.html" />
   
 </entry>
 
 <entry>
   <title type="html">Bending the Curve Through Health Reform Implementation</title>
   <id>http://www.rand.org/pubs/external_publications/EP201000135.html</id>
   <published>Dec 31, 2009</published>
   <updated>Dec 31, 2009</updated>
   <summary type="html">Cost savings can be achieved while improving health care quality by speeding payment reforms, implementing insurance reforms, and reforming coverage.</summary>
   <link rel="alternate" type="text/xhtml" hreflang="en" title="Read More" href="http://www.rand.org/pubs/external_publications/EP201000135.html" />
   
 </entry>
 
 <entry>
   <title type="html">Increase Health Information Technology Adoption and Connectivity</title>
   <id>http://www.rand.org/pubs/technical_reports/TR562z5.html</id>
   <published>Oct 12, 2009</published>
   <updated>Oct 12, 2009</updated>
   <summary type="html">This document explores how increased health information technology (HIT) adoption and connectivity would affect health system performance along nine dimensions.</summary>
   <link rel="alternate" type="text/xhtml" hreflang="en" title="Read More" href="http://www.rand.org/pubs/technical_reports/TR562z5.html" />
   
 </entry>
 
 <entry>
   <title type="html">The Role of Product Design in Consumers&apos; Choices in the Individual Insurance Market</title>
   <id>http://www.rand.org/pubs/external_publications/EP20071204.html</id>
   <published>Dec 31, 2006</published>
   <updated>Dec 31, 2006</updated>
   <summary type="html">&lt;p&gt;Modest subsidies will have small effects on purchase in the nongroup market.&lt;/p&gt;</summary>
   <link rel="alternate" type="text/xhtml" hreflang="en" title="Read More" href="http://www.rand.org/pubs/external_publications/EP20071204.html" />
   
 </entry>
 
 <entry>
   <title type="html">Do Consumer Reports of Health Plan Quality Affect Health Plan Selection?</title>
   <id>http://www.rand.org/pubs/external_publications/EP20001205.html</id>
   <published>Dec 31, 1999</published>
   <updated>Dec 31, 1999</updated>
   <summary type="html">&lt;p&gt;To learn whether consumer reports of health plan quality can affect health plan selection.&lt;/p&gt;</summary>
   <link rel="alternate" type="text/xhtml" hreflang="en" title="Read More" href="http://www.rand.org/pubs/external_publications/EP20001205.html" />
   
 </entry>
 
 <entry>
   <title type="html">Who Joins a PPO?</title>
   <id>http://www.rand.org/pubs/external_publications/EP19870201.html</id>
   <published>Dec 31, 1986</published>
   <updated>Dec 31, 1986</updated>
   <summary type="html">&lt;p&gt;This article is based on employee responses to surveys augmented with information from personnel files, and assessed that degree to which employees favor preferred providers and whether the preferred provider organizations (PPO) participants are a narrow, specialized segment or a broad cross section of covered employees.&lt;/p&gt;</summary>
   <link rel="alternate" type="text/xhtml" hreflang="en" title="Read More" href="http://www.rand.org/pubs/external_publications/EP19870201.html" />
   
 </entry>
 
 <entry>
   <title type="html">Jim Burgdorf</title>
   <id>http://www.rand.org/about/people/b/burgdorf_jim.html</id>
   <published></published>
   <updated></updated>
   <summary type="html">&lt;em&gt;Assistant Policy Analyst&lt;/em&gt;&lt;br&gt;Ph.D. candidate, Pardee RAND Graduate School; B.A. in public policy, administration, and analysis, New College of Florida</summary>
   <link rel="alternate" type="text/xhtml" hreflang="en" title="Read More" href="http://www.rand.org/about/people/b/burgdorf_jim.html" />
   
 </entry>
 
 <entry>
   <title type="html">Carole Roan Gresenz</title>
   <id>http://www.rand.org/about/people/g/gresenz_carole_roan.html</id>
   <published></published>
   <updated></updated>
   <summary type="html">&lt;em&gt;Director, Economics, Finance, and Organization Program, RAND Health; Senior Economist&lt;/em&gt;&lt;br&gt;Ph.D. and M.A. in economics, Brown University; B.A. in economics, Loyola College of Maryland</summary>
   <link rel="alternate" type="text/xhtml" hreflang="en" title="Read More" href="http://www.rand.org/about/people/g/gresenz_carole_roan.html" />
   
 </entry>
 
 <entry>
   <title type="html">Hangsheng Liu</title>
   <id>http://www.rand.org/about/people/l/liu_hangsheng.html</id>
   <published></published>
   <updated></updated>
   <summary type="html">&lt;em&gt;Associate Policy Researcher; Professor, Pardee RAND Graduate School&lt;/em&gt;&lt;br&gt;Ph.D. in health services research and policy, University of Rochester; M.S. in social medicine and health management, Fudan University; B.Med. (medical degree), Shanghai Medical University</summary>
   <link rel="alternate" type="text/xhtml" hreflang="en" title="Read More" href="http://www.rand.org/about/people/l/liu_hangsheng.html" />
   
 </entry>
 
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