Insurance Liability

Research conducted by: RAND Justice, Infrastructure, and Environment; RAND Institute for Civil Justice; Center for Terrorism Risk Management Policy

All Items (16)

News Release

RAND Corporation, Risk Management Solutions Launch New Company to Develop Liability Insurance Tools — Mar 14, 2012

The RAND Corporation, Risk Management Solutions, Inc. (RMS) and private investors have launched a company named Praedicat, Inc., that will provide consulting services and software to the property and casualty insurance industries.

Report

Residential Wind, Flood Insurance Markets Still Face Serious Problems 5 Years After Hurricane Katrina — Oct 20, 2010

Five years after Hurricane Katrina devastated the Gulf Coast, neither the federal government nor the private sector is any closer to developing effective solutions to the problems facing flood and windstorm insurance.

News Release

Residential Wind, Flood Insurance Markets Still Face Serious Problems 5 Years After Hurricane Katrina — Oct 20, 2010

Five years after Hurricane Katrina devastated the Gulf Coast, neither the federal government nor the private sector is any closer to developing effective solutions to the problems facing flood and windstorm insurance.

Research Brief

Call for Reform in the Residential Insurance Market after Hurricane Katrina — Oct 8, 2010

In light of what occurred after Katrina and the other 2004-2005 hurricanes, the authors propose goals for an effective Gulf Coast residential insurance market and highlight policy reforms that warrant consideration for achieving those goals.

Report

California's Volatile Workers' Compensation Insurance Market: Problems and Recommendations for Change — Dec 7, 2009

This book makes recommendations to reduce the volatility of California's workers' compensation insurance market and the frequency of insolvencies while realizing the benefits of competition.

Journal Article

Liability and Regulation of Autonomous Vehicle Technologies — Jul 7, 2009

This research is an initial step toward creating policies to address autonomous vehicle technologies—which have the potential to enormously benefit humankind but raise substantial concern about tort liability for damages that may result from their use.

Journal Article

Liability Coverage for Regional Health Information Organizations: Lessons from the AHRQ-Funded State Regional Demonstration Projects in Health Information Technology and Other Community Efforts — Jun 1, 2009

This report will share findings from the field on how eight regional health information organizations (RHIOs) have navigated various issues and challenges associated with liability insurance for health information exchange (HIE).

News Release

RAND Study Finds Wind Insurance Costly and Scarce on Gulf of Mexico Coast — Jul 18, 2007

RAND Study Finds Wind Insurance Costly and Scarce on Gulf of Mexico Coast.

Journal Article

Reducing Medical Malpractice By Targeting Physicians Making Medical Malpractice Payments — Mar 1, 2007

Some states use physicians' histories of medical malpractice payments to try to reduce the incidence of medical malpractice (and for other reasons).

Journal Article

Hospitals' Behavior in a Tort Crisis: Observations from Pennsylvania; Bringing Physicians Under Hospitals' Liability Umbrella Could Open the Door to Even Broader Reforms in Medical Malpractice Policy — Jan 1, 2003

This paper examines the impact of the liability crisis on Pennsylvania hospitals and the strategies being used to weather the storm, including alternative risk financing and closer ties between hospitals and affiliated physicians. It concludes by connecting these trends to larger medical malpractice policy issues.

Report

The Effects of Third-Party, Bad Faith Doctrine on Automobile Insurance Costs and Compensation — Jan 1, 2001

The question of whether an automobile accident victim should be allowed to bring a claim for punitive damages for unfair settlement practices against another person's liability insurer — a so-called third-party, bad faith suit — has become an important policy concern.

Report

The effects of cost sharing and physician specialty on the costs of office-based medical care — Jan 1, 1988

Using data derived primarily from the Health Insurance Experiment, this paper analyzes the relationship between medical costs and user co-payment liability. The analysis shows that the increase of insurance deductibles reduces medical costs by discou...

Report

Limiting Liability for Automobile Accidents: Are No-Fault Tort Thresholds Effective? — Jan 1, 1985

"No-fault" automobile insurance plans are designed to supplant the tort system by requiring motorists to purchase no-fault insurance and allowing victims to file liability insurance claims and tort suits only if their injuries exceed a legislated ...

Report

More on insurance and catastrophic events: can we expect de facto limits on liability recoveries? — Jan 1, 1978

Reviews large technological systems to locate situations that have potential for catastrophes in which liabilities exceed insurance or assets, thereby imposing de facto limits on liability recoveries. Such events as an LNG explosion in a population ...

Report

Some comments on de facto limits on liability — Jan 1, 1977

An overview of large technological systems in society to ascertain the prevalence of situations that can lead to catastrophic effects where the resultant liabilities far exceed the insurance or assets subject to suit in court, thereby imposing de fac...

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Lloyd Dixon

Senior Economist
Ph.D. in economics, University of California, Berkeley; B.A. in political science, B.S. in general engineering, Stanford University

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