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     <title>RAND Research Topic: Insurance Liability</title>
     <link rel="self" href="http://www.rand.org/topics/insurance-liability.xml"/>
     <updated>2013-05-17T08:45:16Z</updated>
     <link rel="alternate" type="text/html" hreflang="en" href="http://www.rand.org/topics/insurance-liability.html" />
     <rights>Copyright (c) 2013, The RAND Corporation</rights>
     <author>
       <name>RAND Corporation</name>
     </author>
     <id>http://www.rand.org/topics/insurance-liability.html</id>
	 
 <entry>
   <title type="html">RAND Study Finds Wind Insurance Costly and Scarce on Gulf of Mexico Coast</title>
   <id>http://www.rand.org/news/press/2007/07/18/index1.html</id>
   <published>Jul 18, 2007</published>
   <updated>Jul 18, 2007</updated>
   <summary type="html">RAND Study Finds Wind Insurance Costly and Scarce on Gulf of Mexico Coast.</summary>
   <link rel="alternate" type="text/xhtml" hreflang="en" title="Read More" href="http://www.rand.org/news/press/2007/07/18/index1.html" />
   
 </entry>
 
 <entry>
   <title type="html">Residential Wind, Flood Insurance Markets Still Face Serious Problems 5 Years After Hurricane Katrina</title>
   <id>http://www.rand.org/news/press/2010/10/20.html</id>
   <published>Oct 20, 2010</published>
   <updated>Oct 20, 2010</updated>
   <summary type="html">Five years after Hurricane Katrina devastated the Gulf Coast, neither the federal government nor the private sector is any closer to developing effective solutions to the problems facing flood and windstorm insurance.</summary>
   <link rel="alternate" type="text/xhtml" hreflang="en" title="Read More" href="http://www.rand.org/news/press/2010/10/20.html" />
   
 </entry>
 
 <entry>
   <title type="html">RAND Corporation, Risk Management Solutions Launch New Company to Develop Liability Insurance Tools</title>
   <id>http://www.rand.org/news/press/2012/03/14.html</id>
   <published>Mar 14, 2012</published>
   <updated>Mar 14, 2012</updated>
   <summary type="html">The RAND Corporation, Risk Management Solutions, Inc. (RMS) and private investors have launched a company named Praedicat, Inc., that will provide consulting services and software to the property and casualty insurance industries.</summary>
   <link rel="alternate" type="text/xhtml" hreflang="en" title="Read More" href="http://www.rand.org/news/press/2012/03/14.html" />
   
 </entry>
 
 <entry>
   <title type="html">Hospitals&apos; Behavior in a Tort Crisis: Observations from Pennsylvania; Bringing Physicians Under Hospitals&apos; Liability Umbrella Could Open the Door to Even Broader Reforms in Medical Malpractice Policy</title>
   <id>http://www.rand.org/pubs/external_publications/EP20031113.html</id>
   <published>Jan 1, 2003</published>
   <updated>Jan 1, 2003</updated>
   <summary type="html">&lt;p&gt;This paper examines the impact of the liability crisis on Pennsylvania hospitals and the strategies being used to weather the storm, including alternative risk financing and closer ties between hospitals and affiliated physicians. It concludes by connecting these trends to larger medical malpractice policy issues.&lt;/p&gt;</summary>
   <link rel="alternate" type="text/xhtml" hreflang="en" title="Read More" href="http://www.rand.org/pubs/external_publications/EP20031113.html" />
   
 </entry>
 
 <entry>
   <title type="html">Reducing Medical Malpractice By Targeting Physicians Making Medical Malpractice Payments</title>
   <id>http://www.rand.org/pubs/external_publications/EP20070320.html</id>
   <published>Mar 1, 2007</published>
   <updated>Mar 1, 2007</updated>
   <summary type="html">&lt;p&gt;Some states use physicians&apos; histories of medical malpractice payments to try to reduce the incidence of medical malpractice (and for other reasons). At least two types of policies fall into this category: using payments to decide which physicians will be investigated, and possibly sanctioned, by the state medical board; and making information about individual physicians&apos; payment histories available to the public.&lt;/p&gt;</summary>
   <link rel="alternate" type="text/xhtml" hreflang="en" title="Read More" href="http://www.rand.org/pubs/external_publications/EP20070320.html" />
   
 </entry>
 
 <entry>
   <title type="html">Liability and Regulation of Autonomous Vehicle Technologies</title>
   <id>http://www.rand.org/pubs/external_publications/EP20090427.html</id>
   <published>Jul 7, 2009</published>
   <updated>Jul 7, 2009</updated>
   <summary type="html">This research is an initial step toward creating policies to address autonomous vehicle technologies&#8212;which have the potential to enormously benefit humankind but raise substantial concern about tort liability for damages that may result from their use.</summary>
   <link rel="alternate" type="text/xhtml" hreflang="en" title="Read More" href="http://www.rand.org/pubs/external_publications/EP20090427.html" />
   
 </entry>
 
 <entry>
   <title type="html">Liability Coverage for Regional Health Information Organizations: Lessons from the AHRQ-Funded State Regional Demonstration Projects in Health Information Technology and Other Community Efforts</title>
   <id>http://www.rand.org/pubs/external_publications/EP51355.html</id>
   <published>Jun 1, 2009</published>
   <updated>Jun 1, 2009</updated>
   <summary type="html">This report will share findings from the field on how eight regional health information organizations (RHIOs) have navigated various issues and challenges associated with liability insurance for health information exchange (HIE).</summary>
   <link rel="alternate" type="text/xhtml" hreflang="en" title="Read More" href="http://www.rand.org/pubs/external_publications/EP51355.html" />
   
 </entry>
 
 <entry>
   <title type="html">The Effects of Third-Party, Bad Faith Doctrine on Automobile Insurance Costs and Compensation</title>
   <id>http://www.rand.org/pubs/monograph_reports/MR1199.html</id>
   <published>Jan 1, 2001</published>
   <updated>Jan 1, 2001</updated>
   <summary type="html">The question of whether an automobile accident victim should be allowed to bring a claim for punitive damages for unfair settlement practices against another person&apos;s liability insurer &amp;mdash; a so-called third-party, bad faith suit &amp;mdash; has become an important policy concern.</summary>
   <link rel="alternate" type="text/xhtml" hreflang="en" title="Read More" href="http://www.rand.org/pubs/monograph_reports/MR1199.html" />
   
 </entry>
 
 <entry>
   <title type="html">Changes Needed to Reduce Volatility in California&apos;s Workers&apos; Compensation Insurance Market</title>
   <id>http://www.rand.org/pubs/monographs/MG949.html</id>
   <published>Dec 10, 2009</published>
   <updated>Dec 10, 2009</updated>
   <summary type="html">&lt;p&gt;California&apos;s workers&apos; compensation insurance market will remain vulnerable to wide swings in performance unless changes are made to improve the predictability of costs, transparency of pricing decisions, regulatory oversight and consistency of the incentives facing different parties.&lt;/p&gt;</summary>
   <link rel="alternate" type="text/xhtml" hreflang="en" title="Read More" href="http://www.rand.org/pubs/monographs/MG949.html" />
   
 </entry>
 
 <entry>
   <title type="html">Limiting Liability for Automobile Accidents: Are No-Fault Tort Thresholds Effective?</title>
   <id>http://www.rand.org/pubs/notes/N2418.html</id>
   <published>Jan 1, 1985</published>
   <updated>Jan 1, 1985</updated>
   <summary type="html">&quot;No-fault&quot; automobile insurance plans are designed to supplant the tort system by requiring motorists to purchase no-fault insurance and allowing victims to file liability insurance claims and tort suits only if their injuries exceed a legislated ...</summary>
   <link rel="alternate" type="text/xhtml" hreflang="en" title="Read More" href="http://www.rand.org/pubs/notes/N2418.html" />
   
 </entry>
 
 <entry>
   <title type="html">Residential Wind, Flood Insurance Markets Still Face Serious Problems 5 Years After Hurricane Katrina</title>
   <id>http://www.rand.org/pubs/occasional_papers/OP284.html</id>
   <published>Oct 20, 2010</published>
   <updated>Oct 20, 2010</updated>
   <summary type="html">Five years after Hurricane Katrina devastated the Gulf Coast, neither the federal government nor the private sector is any closer to developing effective solutions to the problems facing flood and windstorm insurance.</summary>
   <link rel="alternate" type="text/xhtml" hreflang="en" title="Read More" href="http://www.rand.org/pubs/occasional_papers/OP284.html" />
   
 </entry>
 
 <entry>
   <title type="html">Some comments on de facto limits on liability</title>
   <id>http://www.rand.org/pubs/papers/P5885.html</id>
   <published>Jan 1, 1977</published>
   <updated>Jan 1, 1977</updated>
   <summary type="html">An overview of large technological systems in society to ascertain the prevalence of situations that can lead to catastrophic effects where the resultant liabilities far exceed the insurance or assets subject to suit in court, thereby imposing de fac...</summary>
   <link rel="alternate" type="text/xhtml" hreflang="en" title="Read More" href="http://www.rand.org/pubs/papers/P5885.html" />
   
 </entry>
 
 <entry>
   <title type="html">More on insurance and catastrophic events: can we expect de facto limits on liability recoveries?</title>
   <id>http://www.rand.org/pubs/papers/P5940.html</id>
   <published>Jan 1, 1978</published>
   <updated>Jan 1, 1978</updated>
   <summary type="html">Reviews large technological systems to locate situations that have potential for catastrophes in which liabilities exceed insurance or assets, thereby imposing de facto limits on liability recoveries.  Such events as an LNG explosion in a population ...</summary>
   <link rel="alternate" type="text/xhtml" hreflang="en" title="Read More" href="http://www.rand.org/pubs/papers/P5940.html" />
   
 </entry>
 
 <entry>
   <title type="html">The effects of cost sharing and physician specialty on the costs of office-based medical care</title>
   <id>http://www.rand.org/pubs/papers/P7547.html</id>
   <published>Jan 1, 1988</published>
   <updated>Jan 1, 1988</updated>
   <summary type="html">Using data derived primarily from the Health Insurance Experiment, this paper analyzes the relationship between medical costs and user co-payment liability. The analysis shows that the increase of insurance deductibles reduces medical costs by discou...</summary>
   <link rel="alternate" type="text/xhtml" hreflang="en" title="Read More" href="http://www.rand.org/pubs/papers/P7547.html" />
   
 </entry>
 
 <entry>
   <title type="html">Patching Holes in the Medical Malpractice System Is No Longer Enough</title>
   <id>http://www.rand.org/pubs/periodicals/rand-review/issues/summer2004/35.html</id>
   <published></published>
   <updated></updated>
   <summary type="html">Is there a cure of the current medical malpractice crisis?</summary>
   <link rel="alternate" type="text/xhtml" hreflang="en" title="Read More" href="http://www.rand.org/pubs/periodicals/rand-review/issues/summer2004/35.html" />
   
 </entry>
 
 <entry>
   <title type="html">Call for Reform in the Residential Insurance Market after Hurricane Katrina</title>
   <id>http://www.rand.org/pubs/research_briefs/RB9558.html</id>
   <published>Oct 8, 2010</published>
   <updated>Oct 8, 2010</updated>
   <summary type="html">In light of what occurred after Katrina and the other 2004-2005 hurricanes, the authors propose goals for an effective Gulf Coast residential insurance market and highlight policy reforms that warrant consideration for achieving those goals.</summary>
   <link rel="alternate" type="text/xhtml" hreflang="en" title="Read More" href="http://www.rand.org/pubs/research_briefs/RB9558.html" />
   
 </entry>
 
 <entry>
   <title type="html">Lloyd Dixon</title>
   <id>http://www.rand.org/about/people/d/dixon_lloyd.html</id>
   <published></published>
   <updated></updated>
   <summary type="html">&lt;em&gt;Senior Economist&lt;/em&gt;&lt;br&gt;Ph.D. in economics, University of California, Berkeley; B.A. in political science, B.S. in general engineering, Stanford University</summary>
   <link rel="alternate" type="text/xhtml" hreflang="en" title="Read More" href="http://www.rand.org/about/people/d/dixon_lloyd.html" />
   
 </entry>
 
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