Insurance

Contents:

Research conducted by: RAND Justice, Infrastructure, and Environment; RAND Health; Center for Terrorism Risk Management Policy; Center for Health and Safety in the Workplace

All Items (614)

Report

Job Loss Due to Health Care Reform: Testimony before the Senate Committee on Labor and Human Resources, October 19, 1993 — Jan 1, 1994

These figures represent less than one-quarter of one percent of all jobs, suggesting job loss is not an important issue in considering the consequences of a mandate.

Report

Private Versus Public Sector Insurance Coverage for Drug Abuse — Jan 1, 1993

This study examined financing mechanisms currently in place for treating drug abuse, focusing primarily on differences between private and public insurance mechanisms.

Report

Free for All? Lessons from the RAND Health Insurance Experiment — Jan 1, 1993

RAND researchers devised an experiment to address two key questions in health care financing: how much more medical care will people use if it is provided free of charge, and what are the consequences for their health?

Report

Health Insurance and Access to Medical Services: A Secondary Analysis of Three Years of NCHS Health Interview Surveys — Jan 1, 1993

This analysis shows that persons in the United States without health insurance experience barriers to access to medical services, both ambulatory care and hospitalization.

Journal Article

Simulating health expenditures under alternative insurance plans — Jan 1, 1993

Simulating health expenditures under alternative insurance plans

Journal Article

No-Fault Approaches to Compensating Auto Accident Victims — Jan 1, 1993

This study estimates the effects of a broad range of alternative no-fault auto insurance plans, compared with the traditional tort system.

Journal Article

Study 10: Retirement and Health Insurance Coverage — Jan 1, 1992

Employer based health insurance is a significant source of health insurance coverage for current retirees.

Report

Compensation for Work-Related Injury and Illness — Jan 1, 1992

An evaluation of disability compensation for work-related illness and injury, compares state-mandated civilian workers' compensation programs with the military and Veterans Administration (VA) programs.

Report

Superfund and Transaction Costs: The Experiences of Insurers and Very Large Industrial Firms — Jan 1, 1992

Congress enacted the Superfund program in 1980 to clean up the nation's worst inactive hazardous-waste sites. Superfund uses a liability-based approach intended to help government tap private-sector resources to finance and conduct cleanups.

Journal Article

Effects of Cost Sharing on Use of Medical Services and Health — Jan 1, 1992

Summarizes the major findings of the RAND Health Insurance Experiment. It concludes that cost sharing reduced care but had little effect on health.

Research Brief

Superfund: The Private-Sector Experience — Jan 1, 1992

This research brief examines the extent of the involvement of private parties with Superfund site cleanup.

Report

The Costs of Poor Health Habits — Jan 1, 1991

The authors describe exactly how and to what extent drinking, smoking, and lack of exercise are currently subsidized, and make recommendations for reducing or reallocating the expense.

Journal Article

Health Insurance Coverage and Utilization of Health Services By Mexican Americans, Mainland Puerto Ricans, and Cuban Americans — Jan 1, 1991

This investigation examines data on 13,000 Mexican Americans, Puerto Ricans, and Cuban Americans between 6 months and 74 years of age who were interviewed from 1982 through 1984 in the Hispanic Health and Nutrition Examination Survey.

Journal Article

Effects of Cost Sharing in Health Insurance on Disability Days — Jan 1, 1991

The authors assess how cost sharing for medical services affects restricted activity days (RADs) and work loss disability days (WLDs), using data from a controlled experiment. RADs per person per year decreased by one to two days with greater cost sharing, with the strongest effects among those of average or poor health status, especially the non-poor. Unlike RADs, WLDs showed no systematic differences by plan.

Journal Article

A Comparison of Cost-Sharing Versus Free Care in Children: Effects on the Demand for Office-Based Medical Care — Jan 1, 1991

Using data from the community based RAND Health Insurance Experiment, the effect of cost-sharing versus free care on the use of office-based medical care in children was examined.

Report

No-Fault Approaches to Compensating People Injured in Automobile Accidents — Jan 1, 1991

This report estimates the effects of a broad range of no-fault plans, compared with the traditional system.

Report

No-Fault Automobile Insurance: A Policy Perspective — Jan 1, 1991

This report considers what would happen if a state adopted a no-fault auto insurance system.

Research Brief

No-Fault Approaches to Automobile-Injury Compensation — Jan 1, 1991

This research brief describes a study that estimates what would happen if a state switched to a no-fault approach to auto-injury compensation.

Journal Article

Quality of Ambulatory Care: Epidemiology and Comparison By Insurance Status and Income — Jan 1, 1990

This study assessed levels of depressive symptomatology in a household probability sample of Mexico-born and U.S.-born Mexican Americans.

Journal Article

How Free Care Improved Vision in the Health Insurance Experiment — Jan 1, 1989

The authors studied reasons for the improvement in the functional vision of enrollees receiving free care in the Rand Health Insurance Experiment.

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Researcher Spotlight

Fabian Duarte

Associate Economist

Fabian Duarte

Fabian Duarte is an associate economist at the RAND Corporation and a professor at the Pardee RAND Graduate School. His background is in industrial organization, health economics, social security, and education. Duarte is currently working on several papers and projects, including a project for…

Ning Fu

Assistant Policy Analyst

Ning Fu

Ning Fu is a doctoral student at the Pardee RAND Graduate School. Her experience at RAND includes logistics, education policy, and health policy. Her interest is in health economics, health insurance and the social security area. She is now working on her disseration dealing with health market…

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