Insurance

  • A man looks over the ACA signup page on HealthCare.gov, October 2, 2013

    Blog

    Happy Birthday, Healthcare.Gov

    This month marks the one-year anniversary of the health insurance Marketplaces—the online exchanges for buying and selling insurance created by the Affordable Care Act. Last year, after a near-disastrous start that included massive website failures, the Marketplaces rebounded to a surprising success.

    Oct 16, 2014

  • Nurse talking to doctor about patient in busy waiting room

    News Release

    Making It More Difficult to Sue Physicians for Malpractice May Not Reduce 'Defensive Medicine'

    Malpractice reform has been advocated by many experts as a key to reining in health care costs. Three states raised the standard for malpractice in the emergency room to gross negligence, but that did not translate into less-expensive care.

    Oct 15, 2014

  • Surgeon holding a scalpel

    Project

    California's Proposition 46 and What It May Mean for Patients

    What does RAND research reveal about the potential effects of Proposition 46, a California ballot initiative that will modify non-economic damage awards for medical malpractice cases and physician drug abuse and prescribing? RAND addresses common questions about its impact in California and elsewhere in the U.S.

    Oct 10, 2014

  • Hospital sign in front of hospital building

    Report

    Barriers to Enrollment in Health Coverage in Colorado

    Explores why eligible individuals are not enrolled in health insurance coverage in Colorado and makes recommendations on how Colorado can strengthen its future outreach and enrollment efforts.

    Oct 6, 2014

  • Report

    The Future of the Terrorism Risk Insurance Act

    Recounts the proceedings of a conference to discuss recent RAND research on issues related to the potential reauthorization of the Terrorism Risk Insurance Act, as well as the varying implications of TRIA's expiration, modification, and extension.

    Sep 2, 2014

  • News Release

    Federal Drug Discount Program Faces Challenges as It Expands Under Health Reform

    A federal program that provides billions in drug discounts to safety net hospitals and other health care providers is expanding under health care reform, but divergent views on the purpose and future scope of the program create uncertainty for safety net providers and drug manufacturers.

    Aug 12, 2014

  • Report

    RAND Review: Vol. 38, No. 2, Summer 2014

    The cover story discusses the rising wave of cybercrime and possible responses to it, while other features highlight research on medical innovation and U.S. security cooperation, plus public policy insights from Victor Hugo.

    Aug 7, 2014

  • A sheriff walks toward the cyber horizon.

    Periodical

    RAND Review Takes Measure of Cybercrime, Medical Innovation, U.S. Security Cooperation

    Stories in RAND's flagship magazine discuss the duel between cybercrime and the law, the gamble of medical innovation, and the fruits of U.S. security cooperation.

    Aug 7, 2014

  • Seismograph instrument measuring ground movement during earthquake

    Testimony

    Catastrophic Risk in California: Are Homeowners and Communities Prepared?

    Predictions about the inevitability of a major earthquake in California is generating concern about how to pay for rebuilding after a catastrophic event. Insurance alone isn’t the answer, but exploring ways for insurance premiums to better reflect loss could help homeowners prepare for "the big one.”

    Aug 6, 2014

  • U.S. Capitol building with summer flowers

    Blog

    Summer Reading for Congress

    No matter how policymakers spend their break—meeting with home-state constituents, traveling abroad with congressional delegations, or spending time with family—this summer reading list contains policy ideas that can help them hit the ground running when they return.

    Jul 31, 2014

  • A pregnant woman in an exam room with a gynecologist and nurse

    Blog

    RAND Helps to Develop From Coverage to Care, a New CMS Initiative

    Health coverage is a means to an end: the aim is to help more Americans use their coverage to access routine primary care and preventive services. For many of the newly insured, however, the leap between obtaining insurance and establishing a regular source of care is substantial.

    Jul 29, 2014

  • Doctor talking to her male patient in her office

    Blog

    The ACA's Opportunity to Improve Care for Substance Use Disorders

    The Affordable Care Act (ACA) will significantly increase coverage for the publicly funded treatment of substance use disorders. But in order to maximize the benefit to patients, families, and society, it's critical to invest in the development, validation, and use of performance measures.

    Jul 28, 2014

  • A prescription bottle labeled Affordable Care Act and prescription pad

    Report

    Federal Drug Discount Program Faces Challenges as It Expands Under Health Reform

    A federal program that provides billions in drug discounts to safety net hospitals and other health care providers is expanding under health care reform, but divergent views on the purpose and future scope of the program create uncertainty for safety net providers and drug manufacturers.

    Jul 21, 2014

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    Research Brief

    Will Heath Care Reform Affect Disability Insurance Claiming?

    By enabling access to affordable private health insurance and expanding access to subsidized public health insurance, the Affordable Care Act alters the calculus of disability claiming decisions. Research offers empirical evidence that, on net, disability applications are likely to decrease.

    Jul 10, 2014

  • Healthy food on an office desk

    Tool

    Five Steps to a Successful Workplace Wellness Program

    Workplace wellness programs can reduce health risks, lower health care costs, and improve productivity — but all programs are not created equal. This toolkit presents a five-step guide for the planning, implementation, and evaluation of a successful workplace wellness program.

    Jun 24, 2014

  • A man passes by the skyline of New York's Lower Manhattan and One World Trade Center as he walks through Liberty State Park in Jersey City, NJ

    Blog

    RAND Research Influences Debate on Terrorism Insurance

    To inform the debate on whether the Terrorism Risk Insurance Act (TRIA) should be continued or allowed to expire, RAND prepared policy briefs on three topics of central concern to policymakers: national security perspectives, the impact on federal spending, and the impact on workers' compensation markets.

    Jun 19, 2014

  • Report

    Reducing the Economic Burden of Work-Related Injuries

    Examines the effectiveness of employer return to work programs in reducing the average duration of absences from work-related injuries.

    Jun 17, 2014

  • The Tribute in Light is illuminated on the skyline of New York's Lower Manhattan as people look across the Hudson River in Jersey City, September 11, 2013

    Blog

    3 Terrorism Risk Insurance Act Facts for Congress to Consider

    With the Terrorism Risk Insurance Act set to expire this year, Congress is currently revisiting a crucial question: What is the appropriate government role in terrorism insurance markets? As the debate unfolds on Capitol Hill, policymakers should consider three key research findings.

    Jun 12, 2014

  • congressional-podcast-teaser-highres

    Multimedia

    The Future of the Terrorism Risk Insurance Act: Expiration, Reauthorization, Modification

    In this June 2014 Congressional Briefing, RAND experts presented findings from their recent work on the Terrorism Risk Insurance Act (TRIA) and discuss the different outcomes if TRIA were to be reauthorized, modified, or allowed to expire.

    Jun 11, 2014

  • An image of one of the original World Trade Center Towers is displayed in the window of the 9/11 Memorial Museum pavilion during the dedication ceremony in New York, May 15, 2014

    Event

    The Future of the Terrorism Risk Insurance Act: Expiration, Reauthorization, Modification

    To inform the debate on whether TRIA should be reauthorized, modified, or allowed to expire, RAND experts will present the findings of their recent work on this topic and address different facets of this complex issue, including the pros and cons of proposed TRIA modifications.

    Jun 11, 2014