The RAND Center for Catastrophic Risk Management and Compensation seeks to identify and promote laws, programs, and institutions that reduce the adverse social and economic effects of catastrophes.
The original purpose of experience modification rating in workers' compensation was to address insurer underwriting concerns; researchers are now exploring whether the rating also operates as an effective safety incentive for businesses.
Evaluating California's disability ratings and worker outcomes can help to assess the accuracy and consistency of these ratings, identify potential practices and policies that would improve both the quality and the efficiency of the medical care provided under the California workers' compensation system, and increase the efficiency of the medical benefit administration.
Employment trajectories following the onset of disability are poorly understood. Employer-focused policy interventions may reduce uptake in public disability insurance and disability-induced early retirement.
As the Affordable Care Act expands health insurance coverage in the U.S., the "cost" of applying for SSDI will decline for many. Studying the effect of Massachusetts health care reform in 2006 may provide insights into the impact the ACA may have on SSDI applications and awards.
Previous research has shown that changes in income and health insurance are associated with changes in health and/or mortality. An examination of administrative data may show whether receipt of Social Security Disability Insurance and participation in related programs causally affect survival rates among applicants.
By measuring the quality of care for carpal tunnel syndrome (CTS) in a large workers' compensation provider organization in California and assessing value to workers and employers, RAND laid the groundwork for ongoing quality assessment and improvement programs in workers' compensation settings within California and elsewhere.
The RAND Institute for Civil Justice (ICJ) conducts research on all aspects of civil justice, from trends in litigation and jury verdicts to punitive damages, compensation systems, and alternative dispute resolution. Directly or indirectly, civil justice issues have an impact on us all.
Changing the Social Security Disability Insurance program rules could reduce caseload costs by encouraging a return to work, but it could also create unintended consequences by inducing more workers to apply for benefits.
The application and appeals process for Social Security Dissability Insurance (SSDI) can take months if not years, during which time applicants are not allowed to work more than a limited amount. Understanding the true application costs of SSDI can help quantify the total wefare impact of the program.
Policymakers are facing new challenges as they implement the Patient Protection and Affordable Care Act (ACA). RAND COMPARE is a modeling tool that simulates the impact of implementation decisions on insurance coverage, premiums, and health care spending.
RAND Health can assess the health care systems and capacities of counties and population centers. As communities become increasingly diverse and the economic climate shifts, policymakers need dependable data and analysis to help understand and plan for the health of residents.
Public safety officers have much higher incidence and cost of injuries that result in disability retirement than other public employees. RAND research helped the Commission on Health and Safety Workers' Compensation and the California legislature in their efforts to provide adequate workers' compensation and disability benefits.
Some workers' compensation insurers offer discounts to firms that have safety plans. While an evaluation of the voluntary Pennsylvania Certified Safety Committee (CSC) program found that compliance did reduce injuries, most participants did not comply with CSC requirements.
The RAND Health Insurance Experiment was a 15-year, multimillion-dollar effort that encouraged the restructuring of private insurance, helped increase the stature of managed care, and shaped current understanding of how cost sharing affects health care use and health outcomes.