Population and Aging

RAND research on population and aging analyzes demographic and immigration trends and explores a range of concerns, from family planning to religion to discrimination. RAND also addresses vulnerable populations—such as the elderly and the poor—analyzing retirement and other aspects of financial decisionmaking, welfare, and end-of-life issues.

Research conducted by: RAND Labor and Population; RAND Europe; RAND Health; RAND Infrastructure, Safety, and Environment; RAND Child Policy; RAND Gulf States Policy Institute; Center for the Study of Aging; Population Research Center; Center for Population Health and Health Disparities

Featured at RAND

More Americans Will Delay Retirement – Implications for Social Security and Medicare

An unprecedented upturn in the number of older Americans who delay retirement is likely to continue and even accelerate over the next two decades, a trend that should help ease the financial challenges facing both Social Security and Medicare.

Projects (56)

What Economic and Health Effects Has the Financial Crisis Had on Older Households? — Apr 27, 2012

What effect has the financial crisis had on households and health? RAND researchers seek to quantify the effects of the crisis on older U.S. households, and the adjustments made in response. With this information, they aim to determine whether downturns in economic status are associated with declines in health.

Is It Possible to Compare Life Satisfaction Around the World? — Apr 27, 2012

To understand what influences life satisfaction in different countries, it is important to correct for cultural differences in how people answer subjective questions. The RAND Center for the Study of Aging is attempting to increase the comparability of response scales across national boundaries.

International Comparisons of Well-Being, Health and Retirement — Apr 23, 2012

By using newly available data from more than 15 countries, researchers are analyzing how the interaction between individual behavior, social context, institutions, and policies shapes health and well-being in old age.

Examining Housing Price Risk, Home Ownership, and Wealth — Apr 17, 2012

Health outcomes may be related to financial status, including home ownership. A comparative analysis of housing price risk during economic downturns in different countries can help researchers better understand this relationship.

Can Employer Accommodation Reduce Disability-Related Retirement? — Mar 14, 2012

Employment trajectories following the onset of disability are poorly understood. Employer-focused policy interventions may reduce uptake in public disability insurance and disability-induced early retirement.

Will Health Care Reform Impact Applications for Disability Benefits? — Mar 12, 2012

As the Affordable Care Act expands health insurance coverage in the U.S., the "cost" of applying for SSDI will decline for many. Studying the effect of Massachusetts health care reform in 2006 may provide insights into the impact the ACA may have on SSDI applications and awards.

Does 401(k) Auto-Enrollment Help Low-Income Households? — Mar 6, 2012

People with low levels of financial literacy are more easily influenced by the default settings of employee savings plans. The Financial Literacy Center is measuring differences in default effects for employees at companies with auto-enrollment retirement plans, focusing on differential behavior by income.

Examining the Potential Impact of Alabama's Immigration Law — Feb 27, 2012

Alabama's anti-illegal immigration law is regarded as the strictest in the United States and raises several enforcement challenges for police, schools, and other public service providers such as hospitals. RAND research on the costs and benefits of immigration may prove instructive.

Improving Legal Immigrants' Access to Financial Services — Feb 17, 2012

Immigrants are less likely than native-born individuals to use banking services or to participate in formal retirement savings programs. The Financial Literacy Center is identifying the main barriers to these services and developing and testing new products to help improve access.

The Provision of Public Services by Criminal Organizations in Mexico and Brazil — Feb 15, 2012

Understanding how criminal gangs and other non-state actors compete with the state to provide public services, gain popular support, and jeopardize security can help policymakers counter these groups' activities.

Barriers to Immigrant Use of Financial Services — Feb 8, 2012

Hispanic immigrants constitute a rapidly growing share of the U.S. population but are less likely to be financially literate than natives. RAND researchers are investigating barriers to Hispanic immigrants' use of financial services and evaluates financial education materials for them.

Informing the Choice Between Lump Sums and Retirement Annuity Payouts — Feb 3, 2012

Households annuitize very little of their retirement savings. The Financial Literacy Center is studying the annuitization choices of retiring workers, designing and implementing new communication strategies that will raise acceptance of annuities, and examining the effectiveness of these strategies.

Does Disability Insurance Save Lives? — Feb 1, 2012

Previous research has shown that changes in income and health insurance are associated with changes in health and/or mortality. An examination of administrative data may show whether receipt of Social Security Disability Insurance and participation in related programs causally affect survival rates among applicants.

Understanding How People Value the Social Security Annuity — Jan 27, 2012

Currently, few Americans opt to annuitize their Social Security payments. A better understanding of individuals' preferences for annuitization, obtained via a stated-preference survey, can inform the debate on Social Security reform.

Survey Provides Longitudinal Data on Los Angeles Residents — Jan 23, 2012

The Los Angeles Family and Neighborhood Survey (L.A.FANS) studies adults, teens, children, and neighborhoods in Los Angeles County. Survey data were collected in 2000-2001 and 2006-2008 and are available to researchers for public use.

Refining and Evaluating a Financial "Bootcamp" for Women — Jan 6, 2012

Women continue to lag behind men, not only in income, but in overall financial capability and retirement preparedness. A financial "bootcamp" may hold promise as a financial education program for early to mid-career women.

CLASP Addresses Challenges Latinos Face at Home and in United States — Dec 19, 2011

The Center for Latin American Social Policy conducts research throughout Latin America and the Latin American population in the United States in the areas of aging, social determinants and consequences of health, saving for retirement, social security coverage, labor market dynamics, and migration.

What Are the Real-World Framing Influences on Retirement Claiming Behavior? — Dec 14, 2011

Research suggests that many individuals claim Social Security retirement benefits at younger ages than may be optimal. The Financial Literacy Center is evaluating alternative ways to convey information about when to claim benefits and offering advice to enhance the Social Security Administration's online claiming website.

Effects of Lifetime Income Disclosure on Retirement Saving — Dec 14, 2011

People have difficulty understanding how much money they must accumulate in their working years to create a sufficient stream of income once they retire. The Financial Literacy Center is exploring whether disclosing information about the monthly retirement income stream resulting from an individual's retirement account will change savings behavior.

Experimental Design of a Non-Contributory Social Security Program in Yucatan, Mexico — Dec 8, 2011

Given the worldwide trend of aging populations, it is important to learn about the long- and short-term effects of non-contributory social security programs. With the State of Yucatan, CLASP designed such a program for towns with more than 20,000 inhabitants. The project team is now evaluating its impact on the welfare of residents ages 70 and older.

My RAND ?

Saved Items

Recommended