

Ben Colaiaco is a Ph.D. candidate at the Pardee RAND Graduate School. He has a master's degree in international development and a B.S. in mathematics from the University of Pittsburgh. Colaiaco was a strategic analyst at the American Federation of State, County and Municipal Employees, focusing…
Arie Kapteyn is a senior economist (adjunct) at the RAND Corporation and former director of RAND Labor and Population. Kapteyn is also associate director of the Financial Literacy Center, a joint center of RAND, Dartmouth College, and the Wharton School. He is a fellow of the Econometric…