Evan Saltzman

Photo of Evan Saltzman
Adjunct Technical Analyst
Off Site Office


Ph.D. in managerial science and applied economics, University of Pennsylvania; M.S. in health care management, University of Pennsylvania; M.S. in operations research, Georgia Institute of Technology; B.S. in economics, College of William & Mary; B.S. in mathematics, College of William & Mary


Evan Saltzman is an adjunct technical analyst at the RAND Corporation. His work focuses on health reform and its impact on insurance markets. Saltzman is a modeler on the RAND COMPARE microsimulation modeling team and has played key roles on numerous studies assessing the impact of the Affordable Care Act (ACA). His research has been cited by the U.S. Supreme Court and numerous media outlets, including the Washington Post and the New York Times. He received his B.S. in mathematics and economics from the College of William & Mary, M.S. in operations research at Georgia Tech, M.S. in health care management at the University of Pennsylvania, and Ph.D. in managerial science and applied economics at the University of Pennsylvania. 

Concurrent Non-RAND Positions

Assistant Professor of Economics, Emory University;


  • A group of young adults stretching in a dance class

    Insuring Younger Adults Through the ACA's Marketplaces: Options to Expand Enrollment

    Whether or not the Affordable Care Act is repealed, having young adults participate in the individual health insurance market remains critical to achieving affordable premiums for everyone.

    Dec 16, 2016 The Commonwealth Fund Blog

  • A man with his children in a doctor's waiting room

    Modifying the ACA's Family Subsidy Rules to Help Ensure Affordability

    The ACA encourages workers to retain employer coverage by restricting their eligibility for marketplace subsidies. Modifying the policy could help 700,000 people gain coverage and lower spending for 1.6 million who are insured but face high health care costs under current ACA policy.

    Jan 12, 2016 The Commonwealth Fund Blog

  • An elderly person's hands on a doctor's desk next to a stethoscope

    What Happens If the ACA's Tax Credits Are Replaced with Premium Support?

    As policymakers consider alternatives to reduce the federal government's financial burden from providing subsidies under the ACA, they should consider the consequences for enrollees. Existing premium-support models yield considerable savings for the federal government but could create age and income disparities in coverage.

    Nov 24, 2015 The Commonwealth Fund Blog

  • A senior man receives a consultation from his doctor

    Charging Older Adults Higher Premiums Could Cost Taxpayers

    Under the Affordable Care Act, older adults cannot be charged more than three times as much as 21- to 24-year-olds for the same plan. Changing this rule to 5-to-1 may not be a cost-effective way to encourage enrollment among the young and healthy.

    Sep 15, 2015 The Commonwealth Fund Blog

  • Calculator and stethoscope on a spreadsheet

    The Ramifications of Repealing the Individual Mandate

    As part of its goal of near-universal coverage, the Affordable Care Act requires most Americans to obtain insurance or pay a penalty. Repealing that requirement would significantly reduce health insurance enrollment and cause individual market premiums to rise.

    Aug 13, 2015 The Commonwealth Fund Blog

  • A pulse oximeter used to measure pulse rate and oxygen levels with Sphygmomanometer and medical stethoscope and ECG background

    Checking the ACA's Vital Signs

    Despite pervasive challenges associated with the rollout of the Affordable Care Act (ACA), the administration remains optimistic about its fate. Critics, however, have seized upon the recent mishaps as evidence of the ACA's inevitable demise.

    Mar 17, 2014 The Health Care Blog

  • People standing in line

    Who Does the Affordable Care Act Leave Behind?

    Although one of the primary objectives of the Affordable Care Act is to achieve near-universal health insurance coverage, the Congressional Budget Office projects that 30 million residents, more than 10 percent of the nonelderly population, will remain uninsured after the major provisions of the ACA take full effect.

    Mar 7, 2014 The RAND Blog

  • doctor greeting elderly patient in waiting area

    Employer Mandate Delay II: Nothing to See Here

    Amid mounting political pressure and angst in the business community, the Obama administration announced an additional delay in enforcing the employer mandate component of the Affordable Care Act for some firms until 2016. The additional delay will have little impact.

    Mar 3, 2014 The RAND Blog

  • health insurance policy and reading glasses

    Data Points: Why Delay of the Employer Mandate May Not Actually Mean That Much

    The bottom line is that the employer mandate does not provide a large inducement for firms to change their health insurance offerings, but it does raise a substantial amount of money to pay for the ACA's coverage provisions over time.

    Aug 29, 2013 The Health Care Blog

  • a health insurance claim form and a silver pen

    Helping Obama—and Other Americans—Weigh Which Health Insurance Exchange to Pick

    Multistate plans are most likely to appeal to out-of-state students, interstate migrants, out-of-state workers, seasonal movers (e.g., “snowbirds”), and similar groups that require improved access to health care across state lines.

    Apr 1, 2013 The RAND Blog