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Affordable Care Act

Health Insurance Cost Sharing

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The Importance of Getting the Affordable Part of the Affordable Care Act Right
The ACA's expansion of Medicaid and the marketplaces that sell subsidized policies have helped decrease the uninsured rate. Research on being underinsured shows that affordability at the point of care is central to keeping people healthy. For example, a new study found a significant relationship between having health insurance and better asthma control.
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Jun 17, 2022
Petra Rasmussen

Health Insurance

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Temporary Safety-Net Policies Prevented Mass Insurance Loss During the Pandemic
Although it provided a foundation, the ACA alone could not have absorbed the effects of the pandemic's sudden job losses on health care coverage. Temporary expansions to the safety net enacted by Congress also were necessary to stem coverage loss. As the pandemic continues, policymakers will want to keep safety-net provisions as available policy options.
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Dec 13, 2021
Christine Eibner @Chrissyeibner, Jodi L. Liu @jodilliu
Coronavirus Disease 2019 (COVID-19)

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Boosting Vaccine Acceptance, Afghanistan's Refugee Crisis, Environmental Racism: RAND Weekly Recap
This weekly recap focuses on addressing vaccine hesitancy, preventing an even-bigger humanitarian crisis in Afghanistan, and how to develop antiracist environmental policies.
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Sep 10, 2021
Health Insurance Markets

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How Insurance Marketplace Regulators Can Help Consumers Enroll in Better Coverage
The Affordable Care Act simplified shopping for health care by creating the individual health insurance marketplaces where plans are categorized into labeled tiers. Consumers rely on these labels when comparing plans. But the labels don't tell consumers everything they need to know.
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Aug 2, 2021
Petra Rasmussen, David M. Anderson
Affordable Care Act

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ACA Subsidies for Higher-Income Families Are Key to Enrolling More Americans
The House Ways and Means Committee has proposed several insurance reforms in its emergency COVID-19 relief package, including increasing subsidizes and extending subsidies to people with higher incomes. The proposed combined approach is a far more efficient means of covering uninsured Americans than enhancing subsidies only for those who are currently eligible.
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Mar 1, 2021
Christine Eibner @Chrissyeibner
Biotechnology

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'Internet of Bodies,' COVID-19 as a Preexisting Condition, Preventive Health Care: RAND Weekly Recap
This weekly recap focuses on the potential risks and benefits of the 'Internet of Bodies,' what might happen if the ACA is struck down and COVID-19 is considered a preexisting condition, a drop in the use of preventive care, and more.
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Nov 6, 2020
Affordable Care Act

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COVID-19 Could Become a Widespread Preexisting Condition in a Post-ACA World
The Affordable Care Act (ACA) is far from perfect, but its protections are particularly relevant to the COVID-19 pandemic. If the ACA is struck down, then protections for preexisting conditions will go with it. Policymakers should consider the potential implications for millions of COVID-19 survivors.
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Nov 4, 2020
Carter C. Price @CarterCPrice, Raffaele Vardavas
Coronavirus Disease 2019 (COVID-19)

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Preparing for a COVID Surge, Reducing Police Violence, Media Literacy in Schools: RAND Weekly Recap
This weekly recap focuses on helping hospitals prepare for a surge in COVID-19 infections, an approach to reducing police violence, teachers' concerns about students' media literacy, and more.
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Jul 2, 2020
Health Care Reform

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Options for Designing a Public Option
State and federal policymakers are considering adding state-backed public options to the individual market in an effort to expand health coverage and improve affordability. We analyzed what would happen if public options became available in U.S. health insurance exchanges.
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May 28, 2020
Michael Cohen, Al Bingham, et al.
Coronavirus Disease 2019 (COVID-19)

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Hospitals' Critical Care Capacity, Unemployment Insurance, Farmworkers: RAND Weekly Recap
This weekly recap focuses on how hospitals can increase critical care capacity, reforming the U.S. unemployment system, supporting farmworkers, and more.
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Apr 10, 2020
Affordable Care Act

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What If the Supreme Court Strikes Down the ACA During the COVID-19 Pandemic?
With COVID-19 spreading across the United States, the fate of the Affordable Care Act is once again up in the air, hanging on the outcome of a Supreme Court case. Should the law be overturned, upwards of 20 million people could lose their health insurance during one of the deadliest pandemics in modern history.
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Apr 3, 2020
Christine Eibner @Chrissyeibner, Courtney A. Gidengil @c_gidengil
Coronavirus Disease 2019 (COVID-19)

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COVID-19 and the Economy, America's Blood Supply, 10 Years of the ACA: RAND Weekly Recap
This weekly recap focuses on COVID-19 and the economy, strengthening the U.S. blood supply, 10 years of the Affordable Care Act, and more.
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Mar 27, 2020
Affordable Care Act

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All Health Policy Is Local: The Case of the Individual Mandate Penalty in New York
As with many Affordable Care Act policies, how New York is dealing with the absence of the individual mandate penalty is a potent reminder that all health policy is local.
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Oct 30, 2018
Christine Eibner @Chrissyeibner, Sarah A. Nowak, et al.
Health Insurance Mandates

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Understanding the Impact of the Elimination of the Individual Mandate Penalty
Starting in 2019, the Affordable Care Act's individual mandate penalty will be eliminated, effectively ending the law's requirement that most people have health insurance. While declines in coverage and increases in premiums are likely, the magnitudes of these effects are highly uncertain.
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Aug 10, 2018
Christine Eibner @Chrissyeibner, Sarah A. Nowak
Health Care Costs

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Tax Reform Could Raise Car Insurance Rates
The new tax law eliminates the individual mandate. When this repeal takes effect in 2019, millions more Americans are expected to go without health insurance. Auto insurers will likely pick up the tab for some of that population's medical care. That could raise car insurance premiums.
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Feb 4, 2018
Paul Heaton
Health Care Reform

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Beyond the Headlines: RAND's Christine Eibner Discusses Health Care Reform
The issue of how to improve health care in the United States is complicated. At a RAND event, senior economist and Paul O'Neill Alcoa Chair in Policy Analysis Christine Eibner discussed modifications to the Affordable Care Act and the long-term outlook for health care reform.
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Oct 27, 2017

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