Insurance Liability

Workers' Compensation
commentary
Can Workers' Compensation Help Businesses Reopen More Safely?
Michael Dworsky, Bethany Saunders-Medina
Sep 9, 2020
The RAND Blog
Workers' compensation typically does not cover common infectious diseases like COVID-19. But in the fight against the pandemic, state policymakers might take a fresh look at aspects of labor and business regulation that usually fade into the background and ask if modest changes hold any potential to reduce disease transmission.
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Catastrophic Liability Risk Management
commentary
Key Questions to Ask in Designing a Pandemic Risk Insurance Program
Lloyd Dixon, Bethany Saunders-Medina
Jul 27, 2020
The RAND Blog
Congress is considering establishing an insurance program that would make business interruption coverage for pandemics less expensive and more widely available. We have identified several key questions that policymakers could consider when designing a pandemic risk insurance program.
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Catastrophic Liability Risk Management
commentary
Tapping Business Interruption Insurance Coverage to Assist Small Business During the COVID-19 Pandemic: Benefits and Drawbacks
Lloyd Dixon, Bethany Saunders-Medina
Apr 10, 2020
The RAND Blog
Legislation has been introduced in several states that would require insurers to cover business interruption losses due to the COVID-19 outbreak. What are the advantages and disadvantages of such a law? If policymakers were to proceed with such an approach, then what design considerations should they keep in mind?
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Catastrophic Liability Risk Management
commentary
Allocating Costs for California Wildfires
Lloyd Dixon
Jul 24, 2019
The RAND Blog
Wildfires in California have caused and will likely continue to cause substantial losses for residents, businesses, and government agencies. It is important to distribute these losses in a manner that provides incentives to reduce their magnitude over time.
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Health Care Costs
commentary
Tax Reform Could Raise Car Insurance Rates
Paul Heaton
Feb 4, 2018
U.S. News & World Report
The new tax law eliminates the individual mandate. When this repeal takes effect in 2019, millions more Americans are expected to go without health insurance. Auto insurers will likely pick up the tab for some of that population's medical care. That could raise car insurance premiums.
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Quoted

The United States should find ways to deter Chinese aggression that don't involve making an unambiguous and costly military commitment to Taiwan. Short of such a guarantee, Washington can still make much more explicit that invading Taiwan will entail economic, political, and military consequences for China.

Michael J. Mazarr

Senior Political Scientist

Source: Foreign Affairs

The failure of the jihadists can be judged a victory—albeit a costly one—over an organized effort to instigate violence in the United States. The country, however, has not exhausted its inventory of disaffected young men (and women) who may, in the future, embrace jihadism or other extremist ideologies on offer to convey their discontent.

Brian Michael Jenkins

Senior Adviser to the RAND President

Source: The Hill

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Reducing the Transmission of COVID-19 in Schools

The Policy Currents Podcast

Measuring Wellbeing to Help Communities Thrive

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Planning for the Rising Costs of Dementia

Assessing and Articulating the Wider Benefits of Research

Insurance Liability

Can Workers' Compensation Help Businesses Reopen More Safely?

Key Questions to Ask in Designing a Pandemic Risk Insurance Program

Tapping Business Interruption Insurance Coverage to Assist Small Business During the COVID-19 Pandemic: Benefits and Drawbacks

Allocating Costs for California Wildfires

Tax Reform Could Raise Car Insurance Rates

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