Banking and Financial Services Issues

This page offers an easy way for policymakers to access banking and financial services research and analysis that is relevant to current Congressional agendas. For additional information, to request documents, or to arrange a briefing, contact the RAND Office of Congressional Relations at ocr@rand.org or (703) 413-1100 x5395.

Recent Findings

  • Commentary

    The European Commission Is Struggling to Demonstrate 'Value for Money'

    Jun 26, 2017

    Great work is happening as a result of EU spending and programmes, particularly around democracy, rule of law and human rights. To make sure the trend continues, it is important for the populace to understand the value for money of this work.

  • Commentary

    Is College Worth the Expense? Yes, It Is

    May 22, 2017

    Many American students struggle with the soaring cost of higher education. And for many college students, debt can have severe negative implications. But on balance, the benefits of a college degree appear to outweigh the costs.

  • Report

    Inching Toward Reform: Trump's Deregulation and Its Implementation

    May 19, 2017

    How well does President Donald Trump's plans for a regulation roll-back address the concerns of those who have long supported regulatory reform, and how can agencies best tackle the challenges and opportunities of implementation?

  • Commentary

    Let's (Not) Play Games with Dodd-Frank

    May 4, 2017

    Dodd-Frank, the 2010 financial reform law, is now itself the target of reform. Those involved with the overhaul could draw inspiration from an unlikely source: video games. A simulation game could help predict the effects of changes to regulations—and avoid high-stakes missteps.

  • Commentary

    Discount Justice: Fiscal Austerity and State Courts

    Apr 18, 2017

    Budget cuts at the state court level can mean courthouse closures, hiring freezes and layoffs, leading to longer wait times for the public. Educating the public about the role and importance of the state courts is key to preventing more budget cuts in the future.

More Research on Banking and Finance

Briefings

More Banking and Financial Services Briefings

Alerts & Newsletters

RAND periodically sends email alerts to update Congress on highlights of recent work concerning banking and financial services.

  • Should TRIA Continue Or Be Allowed to Expire?

    Sep 15, 2014

    Since the Terrorism Risk Insurance Act (TRIA) was reauthorized in 2007, terrorism insurance has remained widely available and the price has fallen. With TRIA set to expire in December, however, it is unclear whether improvements in the market since TRIA was first passed in 2002 can be sustained without it.

  • Expiration of TRIA Could Prove Costly for Workers' Compensation Markets, Businesses, and States

    May 9, 2014

    Policy debates over extending the Terrorism Risk Insurance Act have focused mainly on property insurance, yet certain institutional features of workers' compensation markets could cause the act's expiration to have very different consequences.

  • New Study: Extending TRIA Could Lower Federal Costs

    Apr 16, 2014

    The Terrorism Risk Insurance Act will expire at the end of this year and Congress is considering the appropriate government role in terrorism insurance markets. In a terrorist attack with losses up to $50 billion, the federal government would spend more helping to cover losses than if it had continued to support a national terrorism risk insurance program.

  • RAND.org's Redesign: New Homepage and Navigation Optimization for All Devices

    Mar 20, 2014

    RAND.org has been reimagined to make high quality research and insights more accessible to Hill staff like you. The new homepage and updated navigation optimize content delivery for your preferred device and place our most timely content at your fingertips.

  • Expiration of Terrorism Risk Insurance Act Could Impact National Security

    Mar 12, 2014

    The current terrorism risk insurance act will expire in 2014 and Congress again is considering the appropriate government role in terrorism insurance markets. If the act expires and the take-up rate for terrorism insurance falls, then the U.S. would be less resilient to future terrorist attacks.

Briefs

More Banking and Finance Briefs