RAND Institute for Civil Justice

Since 1979, the RAND Institute for Civil Justice has been dedicated to making the civil justice system more efficient and more equitable. Our research is supported by pooled grants from corporations, trade and professional associations, and individuals; by government grants and contacts; and by private foundations. The Institute disseminates its work widely to the legal, business, and research communities, and to the general public.

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Research and Commentary

  • Tax Reform Could Raise Car Insurance Rates

    Feb 4, 2018

    The new tax law eliminates the individual mandate. When this repeal takes effect in 2019, millions more Americans are expected to go without health insurance. Auto insurers will likely pick up the tab for some of that population's medical care. That could raise car insurance premiums.

  • The Effect of Health Insurance Coverage Expansions on Auto Liability Claims and Costs

    Dec 18, 2017

    How do the Affordable Care Act health insurance coverage expansions affect payment for medical care provided through liability insurance, such as auto insurance?

  • Emerging Trends in Compensation for Widespread Losses

    Dec 4, 2017

    In a consumer society where widespread losses can easily occur, the processes and procedures for providing compensation to large numbers of claimants are very important. This conference explored issues that affect the speed, efficiency, and fairness with which the compensation system operates in the United States.

  • The Effect of Mandatory Insurer Reporting on Settlement Delay

    Oct 25, 2017

    Medicare and some state Medicaid programs have taken steps to mandate reporting of personal injury awards. Analysis of a national dataset of automobile injury claims shows mandated reporting increased settlement time by an average of 36 days. Such delays could generate hundreds of millions of dollars in waiting costs each year.

  • How do Insurers Write Policies and Price Cyber Risk?

    Oct 6, 2017

    The market for insuring against data breaches and cyber security incidents has grown rapidly in the past decade. However, very little is known about these cyber insurance policies and the mechanisms behind the risk assessments.

  • Let's (Not) Play Games with Dodd-Frank

    May 4, 2017

    Dodd-Frank, the 2010 financial reform law, is now itself the target of reform. Those involved with the overhaul could draw inspiration from an unlikely source: video games. A simulation game could help predict the effects of changes to regulations—and avoid high-stakes missteps.