Enhancing the Well-Being and Retirement of an Aging Population

Throughout the world, people are living well beyond traditional retirement ages. Some will suffer from health problems while others will remain in good health and continue to participate in the labor force. RAND Labor and Population research findings and recommendations help improve policies that aim to enhance physical conditions, cognitive functioning, medical care, and financial security of aging populations.

Understanding the Health and Economic Status of Aging Populations

Improving the physical and economic well-being of Americans in the years before and after retirement is a key theme of our work, and is one of the focuses of our Center for the Study of Aging and our Center for Chinese Aging Studies, which have been conducting interdisciplinary cutting-edge research for more than two decades. Work in this area is examining, for example, the lifetime risk of needing long-term care, providing model-based estimates of the viability of long-term care insurance, developing long-term care options for dementia, and examining international differences in health and longevity.

Improving Financial Decisionmaking Related to Retirement

The ability to make sound financial decisions is something that affects individuals over the life course, but it particularly affects the elderly as they move toward retirement. This theme is the focus of work in another of our centers, the Center for Financial and Economic Decision Making, which looks at how people collect information, how they think about risks and rewards, and how well they match their financial decisions to their preferences and interests.

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