Free for All?

Lessons from the RAND Health Insurance Experiment

Joseph P. Newhouse, Insurance Experiment Group

Posted on rand.org 1993

In the most important health insurance study ever conducted, RAND researchers devised an experiment to address two key questions in health care financing: how much more medical care will people use if it is provided free of charge, and what are the consequences for their health? Free for All? is destined to be a classic work that will inform the national policy debate on public and private insurance for years to come.

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