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Automobile Insurance

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Essay
Who's Responsible When Your Car Gets Hacked?
Cars are becoming "fast, heavy artificial intelligences on wheels," a RAND report cautions, and that means they're becoming vulnerable. Potentially billions of dollars ride on the question of who has the legal responsibility to keep hackers from grabbing the wheel or cutting the brakes.
Oct 23, 2019
Report
Autonomous Vehicles and the Future of Auto Insurance
The existing automobile insurance system in the United States should be flexible enough to accommodate the introduction of autonomous vehicles. Some changes to the insurance model may be indicated as vehicles incorporate higher levels of automation, but it is too early to make radical changes.
Dec 17, 2020

Explore Automobile Insurance

Report
The Effects of a No-pay/No-play Plan on the Costs of Auto Insurance in Texas
The Effects of a No-pay/No-play Plan on the Costs of Auto Insurance in Texas
Jan 1, 1998
Testimony
Effects of a Choice Automobile Insurance Plan on Costs and Premiums
How a plan that offers a choice between tort and absolute no-fault (ANF) would affect the costs of auto insurance in each of the states in 1987, the most recent year for which data were available at the time of the study.
Jan 1, 1997
Testimony
Effects of an Auto-Choice Automobile Insurance Plan on Costs and Premiums
This publication contains the written statement of Stephen Carroll delivered on March 19, 1997, to the Joint Economic Committee of the United States Congress.
Jan 1, 1997
Report
The comparative costs of allowing consumer choice for auto insurance in all fifty states
The comparative costs of allowing consumer choice for auto insurance in all fifty states
Jan 1, 1996
Report
The Effects of a Proposed No-Fault Plan on the Costs of Auto Insurance in California: An Updated Analysis
This Issue Paper estimates how a pure no-fault automobile insurance plan, proposed for California in 1995, would affect the costs of automobile insurance in the state.
Jan 1, 1996
Report
The Effects of Proposition 213 on the Costs of Auto Insurance in California
The Personal Responsibility Act of 1996, which qualified for the November 1996 California ballot, would have barred drunk drivers and uninsured motorists from compensation for any non-economic losses resulting from auto accident injuries.
Jan 1, 1996
Research Brief
How Big Is the Price Tag for Excess Auto Injury Claims?
This research brief describes RAND’s examination of the pattern and costs of excess automobile medical claims across the United States. The authors found that about one-third of claims submitted to insurers appear to be excess.
Jan 1, 1996
Research Brief
Choosing an Alternative to Tort
Escalating auto insurance premiums have been a major public policy issue at the state level for the last three decades.
Jan 1, 1995
Report
The costs of consumer choice for auto insurance in states without no-fault insurance
The costs of consumer choice for auto insurance in states without no-fault insurance
Jan 1, 1995
Report
The Costs of Excess Medical Claims for Automobile Personal Injuries
This study analyzes the pattern of excess medical claiming across the states to estimate how much excess medical claiming exists and how much it costs consumers.
Jan 1, 1995
Report
The Effects of a Choice Auto Insurance Plan on Insurance Costs
Choice auto insurance would let drivers choose between traditional auto insurance and a no-fault plan. This report estimates how choice auto insurance would affect auto insurance costs in each state.
Jan 1, 1995
Report
Consumer Choice in the Auto Insurance Market
This article summarizes an analysis of how a plan that offers a choice between tort and absolute no-fault personal injury insurance would affect the costs of auto insurance in states that now have the traditional tort system.
Jan 1, 1994
Report
No-Fault Approaches to Compensating Auto Accident Victims
This study estimates the effects of a broad range of alternative no-fault auto insurance plans, compared with the traditional tort system.
Jan 1, 1993
Research Brief
No-Fault Approaches to Automobile-Injury Compensation
This research brief describes a study that estimates what would happen if a state switched to a no-fault approach to auto-injury compensation.
Jan 1, 1991
Report
No-Fault Approaches to Compensating People Injured in Automobile Accidents
This report estimates the effects of a broad range of no-fault plans, compared with the traditional system.
Jan 1, 1991
Report
No-Fault Automobile Insurance: A Policy Perspective
This report considers what would happen if a state adopted a no-fault auto insurance system.
Jan 1, 1991
Report
Limiting Liability for Automobile Accidents: Are No-Fault Tort Thresholds Effective?
"No-fault" automobile insurance plans are designed to supplant the tort system by requiring motorists to purchase no-fault insurance and allowing victims to file liability insurance claims and tort suits only if their injuries exceed a legislated ...
Jan 1, 1985

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RAND Topic:
Automobile Insurance

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