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Banking and Financial Services

Banks and financial service providers often seek expert guidance on regulatory compliance, ethics, insurance liability, and investment safety. RAND's commitment to objective, nonpartisan analysis has helped us to forge ongoing partnerships with national and international institutions to explore policy questions that affect infrastructure, safety, investment, compliance, and ethical aspects of the banking and financial services industries.

Report

How Did the Financial Crisis Affect the U.S. Civil Justice System?

A preliminary assessment of the impact of the financial crisis on the civil justice system finds that litigation demands on some parts of the system have increased, that funding for state courts may be trending downward, and that there have been disruptions in the legal services economy, in the provision of legal aid, and in the operation and staffing of courts.

Mar 5, 2012
Dissertation

Agency, Governance, and Performance in the Securities Industry

Examines the economics of financial firms, their governance practices, and governance-performance links.

Oct 6, 2011
Report

Influences on the Adoption of Multifactor Authentication

Passwords are proving less and less capable of protecting computer systems from abuse. Multifactor authentication (MFA) — which combines something you know (e.g., a PIN), something you have (e.g., a token), and/or something you are (e.g., a fingerprint) — is increasingly being required. This report investigates why organizations choose to adopt or not adopt MFA — and where they choose to use it.

Apr 15, 2011
Multimedia

Financial Literacy Conference Addresses Retirement Planning, Better Decisionmaking

At the first annual conference of the Financial Literacy Research Consortium, scholars discussed how programs, educational products, and policies can best promote financial planning and security. Videos from the presentations are available on rand.org.

Nov 18, 2010
News Release

Latest Developments in Financial Literacy Are Focus of Major Conference in Washington, D.C.

A conference highlighting the latest developments in improving the financial literacy of the American public is being held Nov. 18 and 19 in Washington D.C. by the Financial Literacy Center and the U.S. Social Security Administration.

Oct 25, 2010
Multimedia

RAND Behavioral Finance Forum 2010: Behavioral Finance and Public Policy Conference

Video of conference on behavioral finance and public policy on May 25, 2010, in Washington D.C.

Oct 14, 2010
Periodical

RAND Review: Vol. 34, No. 1, Spring 2010

Features discuss energy strategies for Israel, the economic recession, and Iran's leadership; other items discuss the KC-10 fleet, air pollution and hospital costs, no-fault insurance, silica litigation, poverty reduction, and political polarization.

Apr 9, 2010
News Release

RAND Launches New Financial Literacy Center with Dartmouth College and the Wharton School

A new center dedicated to improving the financial literacy of the American public has been launched by the RAND Corporation, Dartmouth College and the Wharton School of the University of Pennsylvania.

Oct 7, 2009
Multimedia

U.S.-U.K. Conference on Behavioral Finance and Public Policy: RAND Behavioral Finance Forum

The proceedings, captured in digital video, of the U.S.-U.K. Conference on Behavioral Finance and Public Policy held on May 1, 2009, at the Capitol Building, Washington, D.C.

May 28, 2009
Report

Consumer Use of Banks and Credit Unions: Findings from a Survey for the California and Nevada Credit Union Leagues

Reports the results of an Internet survey conducted with the American Life Panel to address issues related to consumers' perceptions of credit unions and financial institutions and to help credit unions understand consumer behavior.

Mar 3, 2009
Brochure

Financial Literacy and Economic Security: RAND Research for the Gulf States

Describes ongoing RAND research on financial literacy in the Gulf States region. Financial literacy covers skills and knowledge: managing household finances requires basic mathematics and an understanding of finance providers, products, and services.

Feb 27, 2009
Brochure

Policy Insight, Volume 3, Issue 1, February 2009: Broker-Dealers and Investment Advisers in the United States: Business Practices and Investor Understanding

Describes the increasingly complex business practices of broker-dealers and investment advisers and discusses investors' understanding of the distinctions between the two.

Feb 18, 2009
News Release

RAND Statement on Nomination of Geithner as U.S. Treasury Secretary

RAND President and CEO James A. Thomson issued a statement today regarding President-elect Barack Obama's nomination of Timothy F. Geithner, a member of RAND's Board of Trustees as the next Secretary of the Treasury of the United States.

Nov 24, 2008
News Release

Behavioral Finance Forum to be Hosted by RAND

The Behavioral Finance Forum, an organization dedicated to helping consumers make better financial decisions, will become an initiative of the nonprofit RAND Corporation.

Sep 18, 2008
News Release

Complexity of Financial Services Industry Makes It Difficult for Individual Investors to Distinguish Broker-Dealers and ...

The financial services industry is complex and financial service professionals are becoming less distinguishable and more inter-related.

Jan 3, 2008
Report

Banking System Reform in China: The Challenges of Moving Toward a Market-Oriented Economy

This paper reviews the history of Chinese banking-system reform, examines recent government reform efforts, analyzes the current condition of major commercial banks, and considers issues and challenges presented by further reforms.

Sep 6, 2007
Report

Identifying Fraud, Abuse, and Error in Personal Bankruptcy Filings

A digital bankruptcy case filing system, incorporating lessons from the IRS and GSA as well as the private sector, may be on the horizon to help the U.S. Trustee Program better identify and measure fraud, abuse, and error in personal bankruptcies.

Jun 5, 2007
Journal Article

Le Travail Indépendant Passé 50 Ans: Le Rôle De La Richesse Individuelle Et Des Coûts De Création D'entreprise

Dans une économie avec contraintes de liquidité, les individus ont plus de difficultés à créer leur entreprise faute d'un financement suffisant de la part des banques.

Jan 1, 2007
Report

Nonprofits Spend Much Time and Money Meeting Reporting Requirements

An in-depth examination of one nonprofit social services agency found that employees spent nearly half their time collecting information needed for compliance efforts. Steps can be taken to reduce the amount of time and money spent on reporting requirements.

May 26, 2006
Journal Article

Cataclysmic Liability Risk Among Big Four Auditors

Since the implosion of Arthur Andersen in 2002, many have advocated that the auditing industry should be insulated from legal liability, arguing that the profession faces such high risk of cataclysmic liability that its future viability is imperiled. This article discusses the legal, theoretical, and empirical nature of that claim.

Jan 1, 2006

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RAND Topic:
Banking and Financial Services

Topic Synonyms:
Bank Solvency;
Banks

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