Finance

  • Congressman Adam Schiff speaks at a House Intelligence Committee meeting about Russian use of social media to influence U.S. elections, Washington, D.C., November 1, 2017

    Commentary

    Covert Influence Is the New Money Laundering

    Anti-money laundering laws provide lessons for combating covert influence operations, such as Russian meddling in the U.S. election. These laws could be adapted for online media models that do not require users to be paid customers.

    Nov 6, 2017

  • cash in wallet

    Project

    Behavioral Finance (BeFi) Forum Promotes Research on Consumer Behavior

    The RAND Behavioral Finance (BeFi) Forum is a collective of academic, financial, and government leaders who meet regularly in person and via web seminars to foster cutting-edge behavioral research for practical application. BeFi's mission is to help consumers make better financial decisions.

    Oct 24, 2017

  • A container is loaded on to the first Chinese container ship to depart after the inauguration of the China Pakistan Economic Corridor port in Gwadar, Pakistan November 13, 2016

    Commentary

    China's Field of Dreams in Pakistan

    China is four years into joint planning and construction of the China-Pakistan Economic Corridor, a vast economic development package. Beneath the surface, Beijing is testing a new “build it and they will come” model for delivering economic development and foreign aid.

    Oct 16, 2017

  • Report

    Digital currency: Transacting and value exchange in the digital age

    The report gives an overview of expert discussions on trends in the use of digital transaction platforms and cryptocurrencies, and the implications for the wider economic, financial and social landscape.

    Oct 11, 2017

  • Report

    Building our Connected Society: Findings from the 2017 Thought Leadership programme

    This report summarises the key themes that emerged from four thought leadership sessions on the UK's connected society, along with recommended actions moving forward for the UK government, industries, the third sector and the public.

    Oct 11, 2017

  • Journal Article

    Visual Tools and Narratives: New Ways to Improve Financial Literacy

    Our results suggest that educational programs that engage the user emotionally or physically and involve vicarious experience rather than text-based or passive educational programs are key for making gains in both financial literacy and confidence in financial knowledge.

    Oct 6, 2017

  • Journal Article

    Subjective Mortality Risk and Bequests

    The results of this paper show a strong empirical relevance of subjective survival curves, indicating the importance to take into consideration of this dimension of individual heterogeneity in life cycle models.

    Oct 6, 2017

  • A young woman holding pliers as she makes jewelry

    Commentary

    Why More Young Workers Are Relying on Financial Help from Parents

    As today's young adults grapple with a difficult job market, high tuition costs, and rapidly rising rents, parents are increasingly providing financial support and other forms of assistance.

    Aug 31, 2017

  • People are pictured outside the European Commission headquarters in Brussels, Belgium June 14, 2017.

    Commentary

    The European Commission Is Struggling to Demonstrate 'Value for Money'

    Great work is happening as a result of EU spending and programmes, particularly around democracy, rule of law and human rights. To make sure the trend continues, it is important for the populace to understand the value for money of this work.

    Jun 26, 2017

  • Chinese President Xi Jinping speaks during a briefing on the final day of the Belt and Road Forum, at the Yanqi Lake International Conference Centre, north of Beijing, China May 15, 2017.

    Commentary

    The Driving Force Behind China's Ambitious 'Belt and Road Initiative'

    By committing trillions of dollars to infrastructure projects across 60 countries, China could transform the lagging economies of the region and place itself in the enviable position of being Asia's true pivot. But the new Silk Road blueprint presents risks as well as benefits.

    May 30, 2017

  • An unfinished monorail project in Sao Paulo, Brazil, March 3, 2016

    Commentary

    Regulating Infrastructures in the Tropics

    Regulation helps address the demands of investors who are seeking assurances that their investments are safe, while also reassuring democratically elected governments. Regulatory reform could help Brazil attract more private investment in its infrastructure.

    May 26, 2017

  • Graduates tossing their mortarboards in the air

    Commentary

    Is College Worth the Expense? Yes, It Is

    Many American students struggle with the soaring cost of higher education. And for many college students, debt can have severe negative implications. But on balance, the benefits of a college degree appear to outweigh the costs.

    May 22, 2017

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    Report

    Inching Toward Reform: Trump's Deregulation and Its Implementation

    How well does President Donald Trump's plans for a regulation roll-back address the concerns of those who have long supported regulatory reform, and how can agencies best tackle the challenges and opportunities of implementation?

    May 18, 2017

  • Blockchain vector background with various icons

    Journal Article

    Distributed Ledger Technologies/Blockchain: Challenges, Opportunities and the Prospects for Standards

    An overview of the current landscape of DLT/Blockchain developments and the issues that are central to the development of DLT/Blockchain.

    May 11, 2017

  • Report

    Regulation of logistics infrastructure in Brazil

    This report deals with the regulation of logistics infrastructures in Brazil, focusing in particular on the federal level. Brazil, one of the key emerging economies in the world, has a particular need for developing logistics infrastructures.

    May 8, 2017

  • Financial video game

    Commentary

    Let's (Not) Play Games with Dodd-Frank

    Dodd-Frank, the 2010 financial reform law, is now itself the target of reform. Those involved with the overhaul could draw inspiration from an unlikely source: video games. A simulation game could help predict the effects of changes to regulations—and avoid high-stakes missteps.

    May 4, 2017

  • Empty courtroom with scales of justice

    Commentary

    Discount Justice: Fiscal Austerity and State Courts

    Budget cuts at the state court level can mean courthouse closures, hiring freezes and layoffs, leading to longer wait times for the public. Educating the public about the role and importance of the state courts is key to preventing more budget cuts in the future.

    Apr 18, 2017

  • Journal Article

    Five Steps to Planning Success: Experimental Evidence from US Households

    In this paper, we designed and evaluated a financial education programme that demonstrably increased participants’ objective knowledge and self-efficacy.

    Apr 13, 2017

  • A woman worrying at her desk

    Commentary

    We Still Know Little About Financial Well-Being

    There is a clear link between UK employees being concerned about their finances and negative health and well-being. The challenge for researchers is that financial well-being is hard to measure.

    Feb 20, 2017

  • New shoe and old shoe side by side.

    Commentary

    Trends in Inequality and the World's Eight Richest Men

    While Oxfam reports have done a good job of bringing attention to the problem of inequality, they may give the false impression that global inequality has been rising instead of falling. Global inequality has actually been on the decline while inequality within the developed world is increasing.

    Feb 10, 2017