Insurance Liability

Journal Article

Liability and Regulation of Autonomous Vehicle Technologies

This research is an initial step toward creating policies to address autonomous vehicle technologies—which have the potential to enormously benefit humankind but raise substantial concern about tort liability for damages that may result from their use.

News Release

RAND Study Finds Wind Insurance Costly and Scarce on Gulf of Mexico Coast

RAND Study Finds Wind Insurance Costly and Scarce on Gulf of Mexico Coast.

Journal Article

Reducing Medical Malpractice By Targeting Physicians Making Medical Malpractice Payments

Some states use physicians' histories of medical malpractice payments to try to reduce the incidence of medical malpractice (and for other reasons).

Journal Article

Hospitals' Behavior in a Tort Crisis: Observations from Pennsylvania; Bringing Physicians Under Hospitals' Liability Umbrella Could Open the Door to Even Broader Reforms in Medical Malpractice Policy

This paper examines the impact of the liability crisis on Pennsylvania hospitals and the strategies being used to weather the storm, including alternative risk financing and closer ties between hospitals and affiliated physicians. It concludes by connecting these trends to larger medical malpractice policy issues.

Report

The Effects of Third-Party, Bad Faith Doctrine on Automobile Insurance Costs and Compensation

The question of whether an automobile accident victim should be allowed to bring a claim for punitive damages for unfair settlement practices against another person's liability insurer — a so-called third-party, bad faith suit — has become an important policy concern.

Report

The effects of cost sharing and physician specialty on the costs of office-based medical care

Using data derived primarily from the Health Insurance Experiment, this paper analyzes the relationship between medical costs and user co-payment liability. The analysis shows that the increase of insurance deductibles reduces medical costs by discou...

Report

Limiting Liability for Automobile Accidents: Are No-Fault Tort Thresholds Effective?

"No-fault" automobile insurance plans are designed to supplant the tort system by requiring motorists to purchase no-fault insurance and allowing victims to file liability insurance claims and tort suits only if their injuries exceed a legislated ...

Report

More on insurance and catastrophic events: can we expect de facto limits on liability recoveries?

Reviews large technological systems to locate situations that have potential for catastrophes in which liabilities exceed insurance or assets, thereby imposing de facto limits on liability recoveries. Such events as an LNG explosion in a population ...

Report

Some comments on de facto limits on liability

An overview of large technological systems in society to ascertain the prevalence of situations that can lead to catastrophic effects where the resultant liabilities far exceed the insurance or assets subject to suit in court, thereby imposing de fac...

People

Lloyd Dixon