Financial service providers often have better information about their wares than consumers. Disclosure is a policy tool designed to address this by giving consumers valuable information. But it may not provide enough support in helping them make more informed decisions.
Financial advisers can play an important role with helping individuals make better financial decisions and improving their financial situations. But does working with a financial adviser improve savings behavior, particularly saving for retirement?
This review compares financial advice markets in a cross-section of countries where regulatory changes aimed at improving the quality of financial advice have recently been made, to determine how such changes have affected them.
Complementary and alternative medicine (CAM) treats the whole person, but political definitions of CAM have focused only on treatment methods. Policies that impact patient access and care need to consider the full scope of CAM professions.
A systematic review of the evidence of effectiveness and cost-effectiveness on changing the public's risk related behaviour pertaining to antimicrobial use to inform a NICE public health guideline aimed at delaying antimicrobial resistance.
Enrolling in an insurance plan under the ACA is only the first step for consumers to be actively engaged in their health care. Low health literacy continues to be a barrier and many consumers still struggle with the complexity of health insurance terminology.
Enrolling in an insurance plan under the ACA is only the first step for consumers to be actively engaged in their health care. Low health literacy continues to be a barrier, and many consumers still struggle with the complexity of health insurance terminology.
In this Events @ RAND podcast, Economist Annamaria Lusardi discusses financial literacy, or the ability to use knowledge and skills to manage financial resources effectively. The podcast also explores workplace programs and policy changes that could help individuals learn about managing their personal finances.
This paper examines the potential effects of the U.S. Department of Labor, Employee Benefits Security Administration's proposed rule 29 CFR Part 2510, Definition of the Term "Fiduciary" on people with Individual Retirement Accounts.
As the Affordable Care Act's second open-enrollment period draws to its February 15 close, relatively few of the millions of Americans eligible to switch plans have revisited their options. What actions can be taken to ensure that people know they have the right to a new choice each year?
Interpersonal and intrapersonal competencies such as communication and resilience are important predictors of success and civic engagement after high school. They're also difficult to measure. Practical, high-quality measures could help educators and policymakers improve outcomes for students.
Health coverage is a means to an end: the aim is to help more Americans use their coverage to access routine primary care and preventive services. For many of the newly insured, however, the leap between obtaining insurance and establishing a regular source of care is substantial.
Video compilation of the 2014 Behavioral Finance (BeFi) Forum in Washington, D.C., a day-long event that included a series of topical panels on curated presentations of academic research followed by discussion by leading researchers, practitioners, and policymakers.
Research suggests that setting a baseline by getting an estimate of your individual cardiovascular risk can help you see more clearly what you have at stake and what you can do to improve your chances of a long and healthy life.
Women with higher loan balances may be less likely to get married than their peers with lower or no loan balances. But as time goes on, young adults adjust to their post-college financial situation and eventually get promotions, earn raises, obtain other assets, and get married.
The economic crisis and its widespread effects have increased poverty and social exclusion risks, notably through cuts in public spending leading to underinvestment in child-focused policies. However, EU authorities increasingly realise that the austerity measures affecting the expenditure on early intervention and preventive policies may result in greater public spending in the future.