Truth Decay, the diminishing role of facts in American public life, isn't a problem that any one person can fix. But there are simple steps that individuals can take to help counter it.
How can technology help ease the transition from jails or prisons back into the community—and ensure better outcomes for individuals who have been incarcerated?
Enrolling in an insurance plan under the ACA is only the first step for consumers to be actively engaged in their health care. Low health literacy continues to be a barrier and many consumers still struggle with the complexity of health insurance terminology.
Enrolling in an insurance plan under the ACA is only the first step for consumers to be actively engaged in their health care. Low health literacy continues to be a barrier, and many consumers still struggle with the complexity of health insurance terminology.
In this Events @ RAND podcast, Economist Annamaria Lusardi discusses financial literacy, or the ability to use knowledge and skills to manage financial resources effectively. The podcast also explores workplace programs and policy changes that could help individuals learn about managing their personal finances.
This paper examines the potential effects of the U.S. Department of Labor, Employee Benefits Security Administration's proposed rule 29 CFR Part 2510, Definition of the Term "Fiduciary" on people with Individual Retirement Accounts.
As the Affordable Care Act's second open-enrollment period draws to its February 15 close, relatively few of the millions of Americans eligible to switch plans have revisited their options. What actions can be taken to ensure that people know they have the right to a new choice each year?
This video talk provides an overview of how information interventions like the personalized Statements mailed by the Social Security Administration can affect behavior.
Interpersonal and intrapersonal competencies such as communication and resilience are important predictors of success and civic engagement after high school. They're also difficult to measure. Practical, high-quality measures could help educators and policymakers improve outcomes for students.
Health coverage is a means to an end: the aim is to help more Americans use their coverage to access routine primary care and preventive services. For many of the newly insured, however, the leap between obtaining insurance and establishing a regular source of care is substantial.
Video compilation of the 2014 Behavioral Finance (BeFi) Forum in Washington, D.C., a day-long event that included a series of topical panels on curated presentations of academic research followed by discussion by leading researchers, practitioners, and policymakers.
Research suggests that setting a baseline by getting an estimate of your individual cardiovascular risk can help you see more clearly what you have at stake and what you can do to improve your chances of a long and healthy life.
Women with higher loan balances may be less likely to get married than their peers with lower or no loan balances. But as time goes on, young adults adjust to their post-college financial situation and eventually get promotions, earn raises, obtain other assets, and get married.
The economic crisis and its widespread effects have increased poverty and social exclusion risks, notably through cuts in public spending leading to underinvestment in child-focused policies. However, EU authorities increasingly realise that the austerity measures affecting the expenditure on early intervention and preventive policies may result in greater public spending in the future.
This talk provides an overview of work in the area of using visual representations of data to assist individuals with financial decisionmaking and improve financial literacy.
In a nationally representative sample of more than 6,000 Americans, researchers found an acute lack of understanding among low-income people regarding finances in general, and health reform and health insurance in particular.
An American Life Panel survey finds that a lack of knowledge about health reform and health insurance is especially acute among the poor, less educated, young, and females. This presents challenges for implementation of the Affordable Care Act.
Assessing competencies such as creativity and global awareness can provide educators with a broader set of indicators they can use to inform instruction and set goals with students. However, evidence about the effects of testing suggests that caution and careful planning is warranted when developing a new assessment system.
Most people lack the information they need to judge or track the quantity and quality of the nutrients they consume. The FDA should take a disease prevention approach — as it is currently doing with trans fat — in promoting standards that address how all foods are prepared and served away from home.