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Personal Wealth

Infographic

Money Under the Mattress? New Findings Show Growing Rates of Unbanked Americans

The data from a survey by RAND's American Life Panel suggests that the percentage of American households with no savings or checking bank accounts is increasing.

May 15, 2014
Report

Confidence, Overconfidence, and Retirement Planning: RAND Behavioral Finance Webinar

Presentation of results from survey data analysis that examines the role of confidence in investment behavior.

Dec 17, 2013
Multimedia

RAND Behavioral Finance Forum 2013: Improving Consumer Well-Being through Behavioral Finance

Video compilation of the 2013 Behavioral Finance (BeFi) Forum in Washington, D.C., a day-long event that included a series of topical panels on curated presentations of academic research followed by discussion by leading practitioners.

Aug 26, 2013
Dissertation

Three Essays on the Labor Supply, Savings and Investment Behavior of Older Workers

Provides three distinct analyses addressing labor supply, saving and investment behavior of older workers, in the context of the incentives and constraints they face due to employer and government policies.

Oct 18, 2012
Multimedia

RAND Behavioral Finance Forum 2012: The Promise and Challenge of Evidence-Based Policy and Practice

Video compilation of the 2012 Behavioral Finance (BeFi) Forum in Washington, D.C., a day-long event that included a series of topical panels on curated presentations of academic research followed by discussion by leading practitioners, and featuring keynote speakers Michael Barr and Dan Ariely.

Aug 29, 2012
Dissertation

Dynamics and Determinants of Family Transfers: The Mexican Case

Studies the interactions in Mexico between policies and the increased involvement of children in their parent's income security and well being.

Aug 9, 2012
Dissertation

Saving for the Future: Trends, Patterns and Decision-Making Processes Among Young Americans

Explores financial decision-making and outcomes among young adults in the United States in order to inform policies that promote saving and financial security.

Aug 9, 2012
Journal Article

Personal Retirement Accounts and Saving

Aging populations are leading countries worldwide to social security reforms. Many countries are moving from pay-as-you-go to personal retirement account (PRA) systems because of their financial sustainability and positive impact on private savings.

Nov 1, 2011
Report

Conference Highlighted New Ideas to Help Consumers Make Better Financial Decisions

These videos offer presentations from "Emerging Research on Financial Literacy: A Workshop," held by the Financial Literacy Center, a joint center of the RAND Corporation, Dartmouth College, and the Wharton School. The workshop brought together Center scholars with policymakers and practitioners in the financial literacy field.

Oct 20, 2011
Multimedia

Financial Literacy Conference Addresses Retirement Planning, Better Decisionmaking

At the first annual conference of the Financial Literacy Research Consortium, scholars discussed how programs, educational products, and policies can best promote financial planning and security. Videos from the presentations are available on rand.org.

Nov 18, 2010
News Release

New Study Links a Couple's Higher Numeracy Skills with Greater Family Wealth

Couples who score well on a simple test of numeracy ability accumulate more wealth by middle age than couples who score poorly on such a test.

Nov 9, 2010
News Release

Latest Developments in Financial Literacy Are Focus of Major Conference in Washington, D.C.

A conference highlighting the latest developments in improving the financial literacy of the American public is being held Nov. 18 and 19 in Washington D.C. by the Financial Literacy Center and the U.S. Social Security Administration.

Oct 25, 2010
News Release

RAND Launches New Financial Literacy Center with Dartmouth College and the Wharton School

A new center dedicated to improving the financial literacy of the American public has been launched by the RAND Corporation, Dartmouth College and the Wharton School of the University of Pennsylvania.

Oct 7, 2009
Report

Consumer Use of Banks and Credit Unions: Findings from a Survey for the California and Nevada Credit Union Leagues

Reports the results of an Internet survey conducted with the American Life Panel to address issues related to consumers' perceptions of credit unions and financial institutions and to help credit unions understand consumer behavior.

Mar 3, 2009
Journal Article

Health and Wealth of Elderly Couples: Causality Tests Using Dynamic Panel Data Models

A positive relationship between socio-economic status and health is found in many industrialized countries. This study analyzes competing explanations and finds strong evidence of causal effects from both spouses' health on household wealth.

Jan 1, 2008
Journal Article

Transitions to Self-Employment at Older Ages: The Role of Wealth, Health, Health Insurance, and Other Factors

This study uses 5 waves of panel data from the Health and Retirement Study to investigate the determinants of labor force transitions to self-employment at older ages.

Jan 1, 2007
Journal Article

Entrepreneurship, Wealth, Liquidity Constraints, and Start-Up Costs

Focuses on the effect of liquidity constraints and startup costs on the relationship between wealth and fraction of entrepreneurs in an economy.

Jan 1, 2007
Journal Article

Le Travail Indépendant Passé 50 Ans: Le Rôle De La Richesse Individuelle Et Des Coûts De Création D'entreprise

Dans une économie avec contraintes de liquidité, les individus ont plus de difficultés à créer leur entreprise faute d'un financement suffisant de la part des banques.

Jan 1, 2007
Report

Economic Interdependence Suggests Need for Greater Cooperation

Pittsburgh and the other communities in Allegheny County depend strongly on each other economically and should work together to bring jobs into the county rather than compete with each other for those jobs.

Dec 13, 2004
Report

Economic Shocks, Wealth, and Welfare

Economic Shocks, Wealth, and Welfare

Jan 1, 2003

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RAND Topic:
Personal Wealth

Topic Synonyms:
Fortune;
Opulence;
Riches