Retirement and Retirement Benefits


Retirement and the provision of pensions and retirement benefits impact individuals, the private sector, community services, and nationalized health systems like Medicare. RAND has made policy-relevant contributions in developing and developed nations in the area of retirement research, including modeling future retirement trends, analyzing the determinants and health impacts of retirement, and understanding retirement consumption behavior.

  • A young man looking at a computer screen


    You're Never Too Young to Plan for Retirement

    Sep 2, 2016

    Saving early for retirement is critical, but it's also important to stay on track during job changes. Younger workers tend to change jobs often, and if they cash out of their plans with each position, that can affect their long-term savings.

  • Unretired man on a beach carrying a briefcase


    Why Unretirement Is Working for Older Americans

    Mar 6, 2018

    Significant numbers of older Americans move in and out of the workforce. One in five workers today is 55 or older. By 2024, that number will be one in four. Older workers report having more meaningful work and more workplace flexibility than their younger peers.

Explore Retirement and Retirement Benefits

  • Journal Article

    Termination of Social Security Benefits Among Los Angeles Recipients Disabled by Substance Abuse

    Recipients of Social Security disability benefits with comorbid psychiatric problems lost benefits because they did not appeal or appeal was denied.

    Jan 1, 1999

  • Report

    Design and Feasibility of an Employer Workforce Survey

    An important feature of group insurance and retirement benefits is that employers must design them around collective — rather than individual — employee characteristics, needs, and preferences.

    Jan 1, 1997

  • Report

    Social Security: Equity, Adequacy, Reforms

    Examines the U.S. Social Security System (SSS) against two key principles: individual equity and social adequacy.

    Jan 1, 1996

  • Report

    Social Security Financing: Informing Decisions for Uncertain Futures

    Provides an overview of the Social Security financial system in the past and present and an analysis of the types of legislative, economic, and demographic uncertainties that are inherent in the forecasting process.

    Jan 1, 1988

  • Report

    Social security, a retrospective look at decisions for complex futures

    The Social Security system is now 48 years old and on the brink of bankruptcy. Yet, it is only within the last ten years that insolvency has become a pressing problem for the program. From an examination of Social Security's history, it appears that ...

    Jan 1, 1983

  • Report

    Demographic Certainties and Uncertainties in the Future of Social Security (Testimony before the Senate Subcommittee on Social Security and Income Maintenance Programs)

    This testimony describes demographic changes that will affect Social Security financing over the long term: the aging of the population (that is, the rise in the fraction of elderly people) from now into the next century; the shift of wives into paid...

    Jan 1, 1981

  • Journal Article

    The Manuscripts of Social Welfare

    The author invites the attention of American archivists and social work leaders to the nature of social welfare from a record-keeping standpoint.

    Jan 1, 1960

  • Content

    Philip Armour

    Economist; Professor, Pardee RAND Graduate School
    Education Ph.D. in economics, Cornell University; M.Sc. in econometrics, London School of Economics; M.A. in economics, Cornell University; B.A. in economics/literature/mathematics, Pomona College

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    Patrick Button

    NIH/NIA Postdoctoral Scholar
    Education Ph.D. in economics, UC Irvine; M.A. in economics, University of Toronto; B.A. in economics, University of Regina

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    Katherine Grace Carman

    Senior Economist; Professor, Pardee RAND Graduate School
    Education Ph.D. in economics, Stanford University; B.A. in economics, University of Michigan

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    Kathryn Edwards

    Associate Economist; Professor, Pardee RAND Graduate School
    Education Ph.D. in economics, University of Wisconsin at Madison; M.S. in economics, University of Wisconsin at Madison; B.A. in economics, government, English, University of Texas at Austin

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    Peter Hudomiet

    Associate Economist
    Education PhD in economics, University of Michigan; MA in economics, Central European University; MSc in technical informatics, Budapest University of Technology and Economic

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    Angela A. Hung

    Director, RAND Center for Financial and Economic Decision Making; Senior Economist
    Education Ph.D. and M.S. in social science, California Institute of Technology; M.A. in economics, University of Virginia; B.A. in mathematical economic analysis, Rice University

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    Michael D. Hurd

    Director, RAND Center for the Study of Aging; Senior Principal Researcher
    Education Ph.D. in economics, University of California, Berkeley; M.S. in statistics, University of California, Berkeley; B.S. in electrical engineering, University of Utah

  • Content

    Jinkook Lee

    Senior Economist
    Education Ph.D. in family economics, Ohio State University

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    Italo Lopez Garcia

    Economist; IZA Research Fellow
    Education Ph.D. in economics, University College London; M.Sc. in economics, University Pompeu Fabra, Barcelona; B.Sc. in industrial engineering, Catholic University of Valparaiso, Chile

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    Lynn A. Karoly

    Senior Economist; Professor, Pardee RAND Graduate School
    Education Ph.D. and M.A. in economics, Yale University; B.A. in economics, Claremont McKenna College

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    David Knapp

    Economist; Affiliate Faculty, Pardee RAND Graduate School
    Education Ph.D. in economics, University of Michigan; M.A. in economics, University of Michigan; B.S. in economics, The Ohio State University; B.A. in political science, The Ohio State University

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    Erik Meijer

    Adjunct Economist
    Education Ph.D. in social sciences, Leiden University; M.A. in econometrics, University of Groningen

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    Kathleen J. Mullen

    Senior Economist; Director, RAND Center for Disability Research; Editor-in-Chief, RAND Journal of Economics
    Education Ph.D. in economics, University of Chicago