Provides an overview of U.S. alternative or “third-party” financing: describes the main types of financing, reviews arguments to limit this activity, begins to analyze its effects on litigation, and suggests lessons for policymakers.
Institute for Civil Justice Publications
The RAND Institute for Civil Justice uses empirical and objective research methods to search out the root causes of system problems and identify the best fixes. We find common ground among adversaries, and interpret findings for policymakers. Our work aims to make the system more efficient and equitable for all, protecting society from the economic and social costs of a system that could become arbitrary and capricious.
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Investigates the relationship between safety outcomes in hospitals and malpractice claiming against providers, using data for California hospitals and insurers from 2001 through 2005.
The authors examined the relationship between safety outcomes in hospitals and malpractice claiming against providers, using data for California from 2001 to 2005. They found that changes in safety outcomes were significantly associated with changes in the volume of malpractice claims. This suggests that efforts to improve patient safety may reduce malpractice pressure on physicians, at the same time that they improve clinical outcomes.
Third-Party Litigation Funding and Claim Transfer: Trends and Implications for the Civil Justice System 2010
Litigation can be expensive and risky. In June 2009, the UCLA-RAND Center for Law and Public Policy convened a conference to assess the regulatory implications of third-party financing, its effect on dispute resolution, and likely trends in the development of the practice as it becomes more widespread.
Higher auto insurance rates in Michigan lead to a high proportion of drivers without auto insurance. Introducing options or fee schedules for personal injury protection coverage could help lead to broader, more-affordable choices.
No-fault regimes, a formerly popular alternative to the tort compensation system for auto-accident victims, have gradually lost support. Over time, premiums and claim costs have grown in no-fault states relative to other states, primarily driven by explosive medical cost increases. No-fault and tort states have also converged across many domains affecting costs, including excess claiming, litigation patterns, and noneconomic-damage payments.
This brief reviews the decline in popularity of no-fault automobile insurance. The main reason for this decline is rising costs: no-fault offers more medical services to accident victims and pays more for the same care than tort insurance.
Measures the relationship between state-level court expenditures and the propensity of injured parties to pursue litigation.
Health Savings Accounts for Small Businesses and Entrepreneurs: Shopping, Take-Up and Implementation Challenges 2009
The Health Savings Account marketplace may have expanded access to health insurance for the smallest firms but not for small firms more generally, who face challenges in implementing them.
This paper attempts to fill this gap by linking novel micro-level data on house demolitions(a policy used by the Israeli Defense Forces [IDF] to combat and deter terrorism) and suicideattacks, empirically documenting the effects of house demolitions on future suicide attacks