Cover: Free for All?

Free for All?

Lessons from the RAND Health Insurance Experiment

by Joseph P. Newhouse, Insurance Experiment Group

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Abstract

In the most important health insurance study ever conducted, RAND researchers devised an experiment to address two key questions in health care financing: how much more medical care will people use if it is provided free of charge, and what are the consequences for their health? Free for All? is destined to be a classic work that will inform the national policy debate on public and private insurance for years to come.

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