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Research Questions

  1. How would overturning the individual mandate affect the number of insured adults?
  2. How would it affect premium costs for the newly insured?
  3. How would it affect government spending?

An analysis of the effects of implementing the Affordable Care Act without an individual mandate found that over 12 million people who would have otherwise signed up for coverage will be uninsured and premium prices will increase by 2.4 percent.

Key Findings

  • Without the individual mandate, more than 12 million people who would have otherwise signed up for coverage will be uninsured
  • Losing the mandate will increase premiums, but only modestly—about 2.4 percent
  • Total government spending will increase slightly
  • The amount of government spending per newly insured individual will more than double

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