Improving Financial Decisionmaking

Through our Center for Financial and Economic Decisionmaking (CFED), RAND researchers study how individuals and families make financial decisions and examine how public policy can be leveraged to help improve financial stability.

Improving Financial Decisionmaking Related to Retirement

The decrease in defined benefit pension plans use, coupled with an increase in the life span, is shaping how individuals plan financially for their retirement. CFED researchers investigate how households save for retirement, invest their savings, and spend down their assets in retirement.

Building Financial Health amongst the Economically Vulnerable

CFED researchers design, implement, and evaluate interventions targeted at helping individuals build savings, improve credit, reduce debt, and strengthen financial literacy and capability.

Bringing Together Government Policymakers, Academia, and Industry

The RAND Behavioral Finance Forum is an annual conference and webinar series for federal government, academic, and industry leaders on behavioral finance topics such as retirement security, consumer financial protection, and financial advice.

Recent Publications

See more publications on financial decisionmaking