Skip to page content

Objective Analysis. Effective Solutions.

Site-wide navigation

About RAND
RAND Campaign
Press Room
Careers

Research
Research Areas
Trending Topics
All Topics Browse Reports
Research Divisions
Research Departments
Latest Insights
Reports
How to Support Victims of Elder Mistreatment

Climate Change Affects Health and Will Increase Drug Demand
Commentary and Articles
Evacuating from Hurricane Milton: What the Whole Community Can Do

Hurricane Milton: The Latest Climate-Related Threat to American Health
Multimedia
The Math Equity Equation

The Policy Currents Podcast
Policy Experts
All Experts

Spotlight
- Derek Grossman @DerekJGrossman
  
  Commentary:
  
  India Can Weather Its Bangladesh Headache
- Raphael S. Cohen
  
  Commentary:
  
  October 7 and the Limits of Diplomacy
By Research Area
Capabilities
Drawing upon decades of experience, RAND provides research services, systematic analysis, and innovative thinking to a global clientele that includes government agencies, foundations, and private-sector firms.
Capabilities Overview

RAND Solutions

Who We Work For

Public Sector

Philanthropic Sector

Private Sector

Work with Us

Explore Business Contacts

About RAND Research

Disciplinary Expertise

Quality Standards

Methodological Innovation
Featured Solutions
Getting to Know Military Caregivers and Their Needs

Managing Escalation in Crisis and War

Assessing and Articulating the Wider Benefits of Research

Improving Access to Early Childhood Education
Graduate School
The Pardee RAND Graduate School (PardeeRAND.edu) is home to the only Ph.D. and M.Phil. programs offered at an independent public policy research organization—the RAND Corporation.
Featured Video: Campus Tour

Student Life at Pardee RAND
Student Spotlight
- Christina Crowley
  
  Ph.D. Student, Pardee RAND Graduate School, and Assistant Policy Researcher, RAND
- Virginia Zhang
  
  Ph.D. Student, Pardee RAND Graduate School, and Assistant Policy Researcher, RAND
About

中文(简体)
العربية
Cart

Toggle Search

Site-wide Search

RAND
Topics
>Health Insurance Benefit Design

Health Insurance Benefit Design

Health Insurance Benefit Design

Related Topics

Health Insurance
Health Insurance Cost Sharing
Health Insurance Mandates
Health Insurance Markets
Health Insurance Risk Management

Explore RAND’s Work on this Topic

Skip to results

Search by keyword

Content Type
- Journal Article (50)
- Report (19)
- Research Brief (9)
- News Release (7)
- Commentary (6)
- Content (4)
- Multimedia (1)
- Q&A (1)
- Tool (1)
Region
Most relevant regions
- Americas (28)
- North America (28)
- United States (28)
- Pacific States (4)
- Southwestern States (3)
- California (2)
- Midwestern States (2)
- Northeastern States (2)
- Northwestern States (2)
- Alaska (1)
Date
- Last 30 days
- Last 90 days
- Last year
- Last two years
to

98 Results

number of items to display at a time

Error

Multimedia

Jan 16, 2013

1:52

Skin in the Game: How Consumer-Directed Health Plans Can Affect the Cost and Use of Health Care

In this December 2012 Congressional Briefing, Amelia Haviland presents the results of several RAND studies on cost and quality in consumer-directed health plans, and explores how switching plans affects the quality of care.
Research Brief

Nov 15, 2012

Flattening the Trajectory of Health Care Spending: Engage and Empower Consumers

Cost-sharing leads consumers to reduce both highly beneficial and less beneficial care, so they must be empowered with useful information to make informed decisions. Public cost and quality reports must be accurate, accessible, and understandable.
Journal Article

Oct 1, 2012

Do Health Plans Risk-Select? An Audit Study on Germany's Social Health Insurance

This paper evaluates whether health plans in Germany's Social Health Insurance select on an easily observable predictor of risk: geography.
Research Brief

Jun 28, 2012

Skin in the Game: How Consumer-Directed Plans Affect the Cost and Use of Health Care

If half of Americans with employer-sponsored insurance switched from a traditional health plan to a consumer-directed health plan, annual health care costs would fall by an estimated $57 billion.
News Release

May 7, 2012

Expanding Consumer-Directed Health Plans Could Help Cut Overall Health Care Spending

If consumer-directed health plans grow to account for half of all employer-sponsored insurance in the United States, health costs could drop by $57 billion annually—about 4 percent of all health care spending among the nonelderly.
Journal Article

May 1, 2012

Growth of Consumer-Directed Health Plans to One-Half of All Employer-Sponsored Insurance Could Save $57 Billion Annually

Enrollment is increasing in consumer-directed health insurance plans, which feature high deductibles and a personal health care savings account.
Journal Article

Apr 1, 2012

Survey Results Show That Adults Are Willing to Pay Higher Insurance Premiums for Generous Coverage of Specialty Drugs

This study estimated how healthy people value insurance coverage of specialty drugs, defined as high-cost drugs that treat cancer and other serious health conditions like multiple sclerosis, by quantifying willingness to pay via a survey.
News Release

Sep 29, 2011

Consumers May Have More Control Over Health Care Costs Than Previously Thought

The historic RAND Health Insurance Experiment found that patients had little or no control over their health care spending once they began to receive a physician's care, but this has changed for those enrolled in consumer-directed health plans.
News Release

Apr 18, 2011

High-Deductible Health Plans Pose No Special Risks to Medically Vulnerable Populations

People who are medically vulnerable -- those with low incomes or chronic health problems -- who enroll in high-deductible health plans are at no more risk for cutting back on needed health care than other people who enroll in the plans.
News Release

Mar 25, 2011

Largest Study of High-Deductible Health Plans Finds Substantial Cost Savings, but Less Preventive Care

The largest-ever assessment of high-deductible health plans finds that while such plans significantly cut health spending, they also prompt patients to cut back on preventive health care.
Journal Article

Mar 1, 2011

Healthcare Spending and Preventive Care in High-Deductible and Consumer-Directed Health Plans

The largest-ever assessment of high-deductible health plans find that such plans significantly cut health spending but families with such plans also cut preventive care such as cancer screening, childhood immunizations, and routine diabetes testing.
Commentary

Mar 23, 2010

Health Care: Myths, Realities

To clear up some of the confusion about the newly approved health care legislation, Elizabeth McGlynn debunks some common misconceptions about the bill.

Previous
1
2
3
4
5
6
7
8
9
Next

Oops! An unexpected error has occurred.

Please try again. If you see this message repeatedly, there may be a problem with site functionality at this time. Thanks for your patience while we work to resolve the problem.

Subscribe to the Policy Currents newsletter

Email

View all newsletters

About

RAND is a research organization that develops solutions to public policy challenges to help make communities throughout the world safer and more secure, healthier and more prosperous. RAND is nonprofit, nonpartisan, and committed to the public interest.

RAND History
Diversity, Equity, and Inclusion
Leadership
Research Integrity
Career Opportunities

Connect

Contact Us
Locations

I am interested in

Jobs at RAND
Media Resources
Congressional Resources
Doing Business with RAND
Supporting RAND
Educational Opportunities
Alumni Association

Follow

RAND on LinkedIn
RAND on Twitter
RAND on Facebook
RAND on YouTube
RAND on Instagram

Stay Informed

Subscribe to the Policy Currents newsletter for RAND insights on the issues that matter most.

Stay Informed

Policy Currents newsletter

Get updates from RAND delivered straight to your inbox.

Email

View all email newsletters

Resources

Multimedia
Latest Reports
Browse by Author
RAND Classics
Databases and Tools

Site Information

Site Map
PRIVACY POLICY
Support Policy
Feedback
Help

1776 Main Street
Santa Monica, California 90401-3208

RAND® is a registered trademark. © 2024 RAND Corporation. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.