Testimony
Health Care Price Transparency: Opportunities to Improve Affordability and Data Effectiveness
May 16, 2023
Health Insurance Cost Sharing
Health Insurance Cost Sharing
Much of what we know about the effects of cost sharing derives from the landmark RAND Health Insurance Experiment of the 1970s, which examined consumer use of care across numerous levels of cost sharing. More recent RAND research in this area has explored consumer-directed health plans, which aim to reduce spending by giving consumers options but also making them more financially invested in their care.
