An Empirical Study of the Differences Between Family and Individual Deductibles in Health Insurance

Published in: Inquiry, v. 14, no. 3, Sep. 1977, p. 269-277

Posted on RAND.org on January 01, 1977

by Emmett B. Keeler, Daniel A. Relles, John E. Rolph

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In this report the authors study the distribution of medical expenses and the manner in which these expenses are divided between insurer and insured under various medical plans. They use data from the CHAS-NORC 1970 Medical Expenditures Survey to compare family and individual variances in deductibles under a variety of plans.

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