Research Brief
Consumer Decisionmaking in the Insurance Market
Apr 24, 2006
Is the Individual Market More Than a Bridge Market?
An Analysis of Disenrollment Decisions
Published in: Inquiry, v. 42, no. 4, Winter 2005/2006, p. 381-396
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Access further information on this document at inq.sagepub.comThis article was published outside of RAND. The full text of the article can be found at the link above.
The individual insurance market is perceived by many to provide primarily transition coverage, but there is limited research about how long people stay in this market and what affects their disenrollment decisions. The authors examine these issues using administrative records and survey data for those enrolled in the individual market in California. The authors conclude that there is less turnover in this market than is commonly believed. They find that economic factors and coverage characteristics are important in the decision to disenroll, but that perceptions about insurance and the health care system also affect this decision.
Access further information on this document at inq.sagepub.com
This article was published outside of RAND. The full text of the article can be found at the link above.
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