This paper is an outgrowth of a project sponsored by the Administration on Aging, in which the authors conducted a critical review of literature regarding problems of delivering income support and medical, housing, and other services to elderly members of minority groups. The groups included in the study were Chinese, Japanese, Filipinos, Samoans, American Indians, Mexican Americans, and black Americans. The basic factors which seem to differentially affect the delivery and utilization of services among ethnic groups are: (1) differences in socioeconomic status, (2) cultural factors, (3) differences in eligibility for services, (4) communication and language barriers, and (5) differences in physical and financial access. After discussing each of these basic factors, the paper concludes with several recommendations for changes in public policy and programs. 15 pp. Ref.