National health insurance by regulation: mandated employee benefits
ResearchPublished 1980
ResearchPublished 1980
National health insurance (NHI) can be "financed" by requiring employers to pay insurance premiums for employees and their families. The costs in 1980 for any such programs can be estimated through a series of tables provided in this paper. In addition, often-unanticipated side effects of mandated NHI are analyzed, including decreases in federal tax receipts (because of a shift in employee income from taxable wages to a nontaxable fringe benefit), temporary increases in unemployment as firms adjust to higher costs of employment per worker, and the methods by which firms would adjust to the new environment. The paper also contains updated estimates to mandated NHI costs previously undertaken by the author.
This publication is part of the RAND paper series. The paper series was a product of RAND from 1948 to 2003 that captured speeches, memorials, and derivative research, usually prepared on authors' own time and meant to be the scholarly or scientific contribution of individual authors to their professional fields. Papers were less formal than reports and did not require rigorous peer review.
This document and trademark(s) contained herein are protected by law. This representation of RAND intellectual property is provided for noncommercial use only. Unauthorized posting of this publication online is prohibited; linking directly to this product page is encouraged. Permission is required from RAND to reproduce, or reuse in another form, any of its research documents for commercial purposes. For information on reprint and reuse permissions, please visit www.rand.org/pubs/permissions.
RAND is a nonprofit institution that helps improve policy and decisionmaking through research and analysis. RAND's publications do not necessarily reflect the opinions of its research clients and sponsors.